Last Updated on September 1, 2022 by Layanvi
Alma Bank is a community bank that offers personal and business banking services. Alma Bank headquartered in Astoria, New York has a network of 13 branches in New York and New Jersey. Established in 2007, Alma Bank provides secure and safe online banking services to its customers. The Alma Bank online banking login portal allows you to easily access your accounts from any place in the world. This simple step-by-step guide will show and teach everything you need to know about Alma Bank login.
| Website | www.almabank.com |
| ATM/ Branch Locator | Locations |
| Swift Code | MLMAUS33 |
| Routing Number | 026014384 |
| Contact | 855-541-1000 (during business hours) 718-267-ALMA (2562) (after business hours) |
| Alma Mobile Banking | App Store I Google Play Store |
How to Login to Alma Bank Online Banking Login Portal
As a registered customer logging into your Alma Bank account is easy.
Step 1: Visit the official website of Alma Bank at https://www.almabank.com/.
Step 2: Locate and click the Online Banking Login button that’s at the top-right corner of the website in orange.
Step 3: Select the type of your Online Banking account. There are two types to choose from, Personal Banking and Business Banking. Unless you are a business customer at Alma Bank, you will most probably have a Personal Banking account.
Step 4: Enter your User ID.
Step 5: Click the Login button.
Step 6: Insert your Password to access your Alma Bank account. Follow the next instructions given next carefully to access your online account and fulfill your banking needs.
How to Reset Your Password on Alma Bank Login
If you forgot your password, you need to reset your password to access your account.
Provide your User ID and follow the next couple of instructions to Change your Password.
*Please note: If you are still unable to reset your password, you can contact the bank at 855-541-1000 during business hours or 718-267-ALMA (2562) after business hours for assistance.
How to Recover Your Username on Alma Bank Login
*Please note: To recover your username, you can contact Alma Bank at 855-541-1000 during business hours or 718-267-ALMA (2562) after business hours for assistance.
If you live near one of their 31 branches, you can drop by the bank to talk to a bank representative to retrieve your username. Here are their current locations.
How to Enroll/Sign up/Open an Account
If you don’t have an Alma Bank online account, follow these steps to enroll or sign up.
Step 1: Select your account type.
Step 2: Click Enroll Now.
Step 3: Select the checkboxes as necessary. For Personal Banking, they will try to clarify which kind of account you want; ATM or Debit Card, Checking or Money Market Account, or CD Account.
Step 4: Do not forget to read the Online Banking Disclosure and tick the “I have read and agree to the Terms of the Personal eBanking Agreement and Disclosure” box.
Step 5: Click the Continue button.
Step 6: Afterwards, you will be redirected to a page to fill up your information, as seen below. Provide all the information accurately and check again.
Step 7: Click Continue
We hope that now you are clear on how to enroll to enjoy their online banking services.
Alma Bank Type of Accounts/Services
Alma Bank provides a variety of Services for personal as well as business clients. In this section, we will take a look at what they provide for personal clients to effectively manage their finances and invest for the future.
Online/Mobile Banking
Alma Online Banking provides easy and convenient access from any place to all your Alma accounts online. You can link all your Alma accounts together and enjoy 24/7 access.
- Transfer funds quickly and easily between your accounts.
- Pay your bills quickly and easily online.
- Receive and view your checking, savings and statements.
- Use Zelle to send money to friends, family and other people you trust, regardless of where they bank.
ALMA Personal Banking Services make your life easier. You can manage your money hassle free.
Loans
Alma Bank offers convenient and flexible loans and a range of flexible solutions. You can access their Personal Loans at this link and Business Loans at this link or you can give them a call at 866-424-8229 for specific queries you may have.
Checking Accounts
Alma bank has three separate options for your personal checking account needs.
They are:
- Basic Checking
- Premier Checking
- Premier Plus Checking
Basic Checking is excellent for people looking for convenience and simplicity. There is a 10 transactions per month limitation but it also means lower fees because of that.
Premier Checking is suitable for parents and professionals with active lifestyles looking for free direct deposits and unlimited transaction capabilities.
Premier Plus Checking is suitable for individuals using multiple accounts which needs to be synced with higher balances and higher interest rates. This account also does not have a transaction limit.
Depending on your financial situation, you can assess which checking account suits your lifestyle best.
Savings Accounts
Alma bank offers 5 types of savings accounts.
They are:
- Personal Savings
- Premier Personal Savings
- Certificate of Deposit (CDs)
- Individual Retirement Accounts (IRAs)
- Money Markets
Personal Savings are suitable for people just starting out in investing their money better as their minimum opening balance is $100, while Premier Personal Savings are for people who work hard for their money, have higher income brackets, and can afford their minimum opening balance of $10,000.
CDs work in favor of those who can afford to keep their money locked in for a term deposit with higher interest rates. IRAs work for people working towards building their retirement funds. Money Markets are for people who want insured savings with better returns as well as liquidity.
As there are many options to chose from, think carefully before you invest your hard earned money.
Mobile Banking Capabilities of Alma Bank
Alma Bank provides Consumer Mobile Apps available on both Apple and Android devices. Telephone Banking services are also available to clients who prefer to call.
Mobile App
Mobile Apps are available on both Apple and Android devices. It allows you to access your personal banking accounts 24/7 from anywhere.
You can download the Mobile App via Apple’s App Store or Google Play.
Telephone Banking
Telephone Banking allows you to instantly request and receive information by calls.You just need to simply call 866-424-8229, to access accounts 24/7 or call Toll Free at 855-541-1000.
Common Banking Fees of Alma Bank
This section covers information about the Common Banking Fees that are mentioned on the Alma Bank website.
You can see the list of Alma Bank fees below:
Other fees include:
It helps to be aware of the common chargers for different accounts and services so that you have better control over your finances.
Alma Bank Service Fees
Alma Bank offers Personal and Business Checking Accounts and different accounts require different service fees. We will now look at them in detail.
Service Fees for Personal Accounts
Here we cover the fee details for the 3 different kinds of personal checking accounts.
Basic Checking
A simple checking account with no monthly maintenance fee or minimum balance requirement. This is for clients who don’t write many checks and want to bank on the go with online banking and bill payments. It requires a $10 minimum deposit to open.
Premier Checking
Designed for clients with greater transactional needs which allows you unlimited check writing/ no per-check charges and requires a $100 minimum deposit to open. The service fee = $10.
Premier Plus Checking
Designed for clients keeping higher balances in multiple accounts and seeking a higher interest. It requires a $1000 minimum deposit to open. The service fee = $10.
More details regarding personal account fees can be found at this link.
Service Fees for Business Accounts
Here we cover the fee details for four types of business checking accounts.
Flexible Checking
Designed for start-ups/ businesses who want to keep their banking simple and convenient with an average daily balance of $5,000 or less and is fine with a limit of 150 transactions per month. It requires a $100 minimum deposit to open. There’s no service fee.
Small Business Checking
Designed for growing businesses with an average daily balance of $5,001 – $10,000, fine with 300 transactions per month, and for clients who seek linked accounts with lower fees and higher interest rates. It requires a $100 minimum deposit to open.
Enterprise Checking
Designed for larger businesses with higher average daily balances between $10,001 – $20,000, fine with 500 transactions per month and a need to maximize cash flow. It requires a $100 minimum deposit to open.
Analysis Checking
Designed for business clients with complex transactional needs. Call your Alma Bank representative for details.
More details about the Business account fees can be found at this link.
Alma Bank’s Interest Rates
Here are details about Alma Bank Interest Rates starting at 0.10% APY, as shown below.
This step-by-step guide has simplified everything you need to know about Alma Bank online Banking Login. Alma Bank offers access to mobile and web apps for simple access and banking on the go with Alma Bank Login. Alma Bank is now at your fingertips.
How To Contact Alma Bank
Alma Bank Customer Care Center
855-541-1000 during business hours
718-267-ALMA (2562) after business hours
Alma Bank 24 hour Telephone Banking
866-424-8229
Alma Bank Routing Number
026014384
Alma Bank Main Branch
28-31 31st Street
Astoria, NY 11102
Go to this link to find an ALMA Branch Near You
Other Banks with Similar Services
Here are 3 banks with similar capacities.
Truist Bank offers an array of services compared to Alma Bank, such as various mortgages, investing and retirement plans. Truist Bank offers 0.01% APY. However, Alma Bank offers the best interest rates starting at 0.10% APY.
BBVA Compass online banking login is very easy to access. But BBVA Compass has received consistent negative reviews about their customer service. Alma Bank has 24/7 customer support and is known to provide best customer services in the USA.
CEFCU Bank or Citizens Equity First Credit Bank is a good option for anyone looking for a credit union that offers a wide range of products. You need a minimum deposit of $25 to open a standard checking account at CEFCU. While Alma Bank requires a $10 minimum deposit to open a Basic Checking Account.
Hope this article helped you find what you were looking for related to Alma Bank and their online services.