Bank of the West Online Banking Login – Complete Guide

Founded 140 years ago, Bank of the West has 502 branches and 1,023 ATMs in 24 states with headquarters in San Francisco, CA. However, the bank also utilizes digital channels to serve individuals, families, and businesses. With the Bank of the West online banking login, customers can access all of the products and services. Online banking makes it easier to manage your money anytime and anywhere you want without going to the relevant branch.

This article will guide you to navigate Bank of the West online banking, including how to log in, reset your password/user ID, and sign-up through the Bank of the West login portal. We also provide the contact details of the bank and similar banks with related products that operate in California. Keep reading to find out!

How to Login to Bank of the West Online Banking Login Portal

To access all of the Bank of the West online banking login portal services, you’ll need your username and password. Follow the steps below to log in:

Step 1: Go to the Bank of the West online banking login portal through this link.

Step 2: Click SIGN IN on the top right corner of the homepage.

Step 3: Enter your Username and Password then SIGN IN.

Always double-check that you’ve entered the Bank of the West online banking login credentials correctly to prevent login failure.

How to Reset Your Password on the Bank of the West Login Portal

If you have a login failure, you may have entered the wrong password. You’ll need to reset it and fortunately, the bank provides a self-reset service to reset your password. Follow the instructions below to reset through the Bank of the West login portal:

Step 1: Go to the Bank of the West login portal through this link.

Step 2: Click SIGN IN on the top right corner of the homepage.

Step 3: Click the Forgot your password? link.

Step 4: Enter your Username then CONTINUE.

Step 5: Enter your Social security/tax ID number then CONTINUE. If you don’t have one, click Don’t have a SSN/TIN? then enter your Date of Birth.

Continue to finish all the required steps to reset your password. For further assistance, call 1-800-488-2265, option 3, or TTY 1-800-659-5495.

How to Recover Your Username on the Bank of the West Online Banking Login Portal

The Bank of the West login portal also provides a self-reset service to recover your lost username. Simply follow the steps below:

Step 1: Go to the Bank of the West login portal through this link.

Step 2: Click SIGN IN on the top right corner of the homepage.

Step 3: Click the Forgot your Username? link.

Step 4: First, choose your account type. If you choose Personal, enter your Account or Debit card number and Social Security Number. Then, click CONTINUE.

Continue completing the instructions given by the system to recover your username. If you don’t have an SSN or need further assistance, call 1-800-488-2265, option 3, or TTY 1-800-659-5495.

How to Sign-up through the Bank of the West Online Banking Login Portal

Any Bank of the West customers who already have a bank account are qualified to enroll in online banking. Follow the steps outlined below to sign-up through the Bank of the West online banking login portal:

Step 1: Go to the Bank of the West online banking login portal through this link.

Step 2: Click SIGN IN on the top right corner of the homepage.

Step 3: Click Sign up for online account access.

Step 4: Answer the questions given by the system to start your application. This guide will show you how to sign-up for a Personal Account by using a Debit Card Number and SSN. Then, click CONTINUE.

Step 5: Enter your Debit card number. If you want to use your debit card PIN, you can fill out the respective column. Then, enter your Social Security Number, Email address (confirm it once), and Mobile phone number.

Step 6: Read and accept the Electronic Disclosure and Online and Mobile Service Agreement then CONTINUE.

Step 7: You’ll need to create your Username and Password.

Once you’re finished with all the steps, you can use the username and password you created during the enrollment.

Mobile Banking Capabilities of Bank of the West

If you already have Bank of the West online banking login credentials, you also can use them to log in to the Bank of the West Mobile App. This app provides features that are designed to manage your financial needs. See what you can do with it:

• View account balances and the last five transactions with Quick Balance,
• Snap pictures of your checks and deposit them into your account,
• Pay your bills quickly with Bill Pay,
• Add payees and pay bills using your phone camera with Scan-to-pay,
• Transfer funds between internal and external bank accounts,
• Make loan and credit card payments,
• View up to seven years of statements online, and
• Send money to anyone with Zelle.

You can download Bank of West Mobile Banking on App Store and Google Play.

How to Contact Bank of the West

Still, have questions? You can reach Bank of the West by calling Customer Service at  800-488-2265 or TTY 800-659-5495. They’re available from Monday to Friday between 4 AM-10 PM, and Saturday, Sunday, and most holidays 5 AM-10 PM PST.

The corporate headquarters phone number is 415-765-4800. If you prefer to talk to your local branch, click here to find the address and book an appointment. Don’t hesitate to reach them for immediate assistance, they would be happy to assist you and give you any information you need.

Other Banks operating in the state of California

Bank of the West offers a wide range of both personal and business banking products and services. One of them is savings accounts. If you’re just starting to establish your savings goals, Bank of the West’s Savings account can be your starting point to achieve your dreams.

This account requires a $25 minimum opening deposit. There will be no withdrawal fees for using Bank of the West and non-Bank of the West ATMs. The transaction is limited to a total of no over nine transactions, but there are no excess transaction fees. You’ll earn a 0.01% APY and interest will be compounded daily and paid monthly.

There are three ways to waive a $5 monthly service charge: Maintain a monthly balance of $300, set up recurring monthly transfers of $25 or more from any Bank of the West personal checking account, or if you are 18 years old or younger.

If you’re still looking around for another basic savings account, check the banks listed below:

• Bank of America
• Wells Fargo
• U.S. Bank

Let’s take a look at them!

Bank of America

Based in Charlotte, North Carolina, Bank of America is one of the largest national banks in the U.S. The bank has around 4,000 financial centers and 16,000 ATMs in all 50 states. Bank of America has up to $2.16 trillion in total assets. The bank offers a full range of banking products, including checking, credit cards, student banking, and more.

Bank of America’s Personal Savings Account has a $100 minimum opening deposit and a 0.01% APY applied to all balances. The monthly maintenance fee is $8 but can be waived if you at least meet these qualifications: Maintain a minimum daily balance of $500, link your account to selected Bank of America checking accounts, enroll in the Preferred Rewards program, an owner of this account is under the age of 18, or qualifies as a student. The withdrawal limit fee is $10.00 during the monthly statement cycle above the six.

Wells Fargo

Wells Fargo Bank is one of the largest banks in the United States with corporate headquarters in San Francisco, California, and operational headquarters in Manhattan. The bank has been providing banking products and services since 1852. Wells Fargo has up to 4,700 branches and 13,000 ATMs across the country, and $1.94 trillion in total assets.

Wells Fargo Way2Save Savings has a minimum opening deposit of $25 and a 0.01% APY. A $5 monthly service charge will apply if you don’t meet one of the qualifications: Maintain a $300 minimum daily balance, 1 automatic transfer each fee period of $25, 1 automatic transfer each business day within the fee period of $1, 1 or more Save As You Go transfer from a linked Wells Fargo checking account, or the account holder is 24 or under.

U.S. Bank

U.S. Bank is one of the largest banking institutions in the United States based in Minneapolis, Minnesota. The bank has over 3,000 branches and 4,800 ATMs, primarily in the Western and Midwestern United States. Founded 159 years ago, U.S. Bank has $530.5 billion in total assets.

U.S. Bank’s Standard Savings Account requires a $25 minimum opening deposit. A 0.01% APY will apply for all balances. The monthly maintenance fee is $4 but can be waived with a $300 minimum daily balance, a $1,000 average monthly collected balance, or the account holder jointly with a youth (ages 17 and under). There are no ATM transactions and surcharge fees in the U.S. Bank and MoneyPass Network ATMs.

To conclude, Bank of America has the highest minimum opening deposit and monthly maintenance fee. The U.S. Bank has the lowest monthly fee, which is only $2. All banks have the same APY offer to customers. Bank of America has the highest minimum daily balance. Bank of the West only requires a $25 minimum opening deposit and there are no ATM transaction fees charged at all ATMs. The interest will be compounded daily, which is higher than monthly.

Related articles on online banking login:

• CEFCU Online Banking Login
• Greekbill Online Login
• BB&T Online Banking Login
• BBVA Compass Online Banking Login

We hope this article was useful and gives you all the details on how to navigate the Bank of the West online banking login portal. Contact us with further questions you may have.