Citi Bank, founded in 1812, has a physical presence in more than 95 countries and facilitates approximately $4 trillion in financial flows daily. Citi Bank aspires to be its clients’ best financial service partner, assisting them in achieving their economic growth and progress goals. This simple step-by-step guide will teach you everything you need to know about the Citi Bank login portal. You can easily handle all of your financial needs with internet banking.
| Website | www.citi.com |
| Branch/ ATM Locator | Location |
| Routing Number | 21000089 |
| Contact | 1-888-248-4226 |
| Citi Bank Mobile Banking Capabilities | Apple’s App Store I Google Play Store |
How to Login To Citi Bank Login Portal
It only takes less than a minute to log in to your online bank account. Simply follow these simple steps:
Step 1: Navigate to the Citi login page.
Step 2: Fill in your user ID and password.
Step 3: Select the “Sign on” option.
Step 4: Sign out when your session is done.
It is quite simple to log in to Citi online using a desktop laptop/computer.
How to Reset Password Online on City Bank Login System
Here’s a simple guide to resetting your password online through the browser.
Step 1: Click this link to go to the Citibank homepage.
Step 2: Click ‘Forgot Password?’ down below.
Step 3: Enter your credit/debit card number or click another option you want to use and enter the required information.
Step 4: Click ‘Continue’.
If this step doesn’t work or you may find any trouble, you can directly contact Citibank customer service and ask for their assistance.
How to Recover Your Username Online on City Bank
It only needs a simple step to recover your username via the browser. Just follow these guidelines:
Step 1: Go to the Citibank login homepage or click this link.
Step 2: Click ‘Forgot User ID?’
Step 3: Enter your credit/debit card number or click another option you want to use and enter the required information.
Step 4: After filling in your correct card number, click ‘Continue’.
If you enter your credit/debit card number and PIN correctly, your user ID will appear immediately. But you can contact Citibank customer support if you run into any problems. They will help you in recovering your username.
How to Enroll on Citi Bank Online Banking Login
Registering with a Citi Bank online account is simple if you already have an account with the bank. The following are the actions you must take to enroll:
Step 1: Follow this link to the bank’s homepage and then click “register for online access.”
Step 2: Enter your credit/debit card number or bank account number.
Step 3: Press the “continue to set up” button.
Step 3: Manage your user ID for your security and confirmation.
The website will take you through the steps to register.
Citi Bank’s Type of Accounts/Services
Citi Bank offers a wide range of personal banking services. Here are a few of them.
Online/Mobile Banking
All types of Citi cards can be linked to Citi Bank, which also displays basic card information including the balance due, recent transactions, total balance, and available balance.
The bank provides online and mobile banking for all accounts. For customers who want to open a checking account, there is no minimum balance requirement.
You can get in touch with customer service representatives by mail, phone, email, or chat if you’re experiencing any issues with mobile banking.
Personal Loans
Citi Bank provides personal loans ranging from $2,000 to $30,000 at fixed rates ranging from 9.99% to 23.99% APR. A fixed-rate personal loan can help you put your goals into action, whether you’re looking to consolidate debt, finance a home improvement project, or fund a big milestone.
You can apply online and receive a response in less than 60 seconds. When authorized and using direct deposit, funds will be deposited into your Citi account the same day, and up to two business days for non-Citi accounts. Alternatively, a cheque will be mailed to you within 5 business days.
Citi Bank enables you to set up monthly payments using Auto Deduct at the time of origination, which helps you qualify for a lower interest rate and streamlines the repayment process.
CDs and IRAs
These are additional products and services Citi Bank offers.
CDs: a financial product that offers a guaranteed rate of return in exchange for your money being deposited for a specific amount of time. They offer CDs that are both renewable and non-renewable.
IRAs: a retirement investment account that offers tax advantages.
For more information, visit CitiBank.
Mobile Banking Capabilities of Citi Bank
Numerous advantages come with Citi Bank online banking, but the biggest one is probably having immediate access to your account.
Both Apple and Android users can access the mobile app for Citi Bank. You can manage your finances while you’re on the go with this simple-to-use app. You can transfer money, pay bills, deposit checks, and much more.
Additionally, the mobile app offers a fingerprint login function that makes it simple to unlock your account.
Through online banking, you can plan a transfer from your checking account to your savings account, set up automated bill payments, and check your account balance. You can complete it all in a short period of time from anywhere you happen to be as long as you have access to the internet.
How to Login To Citi Bank Online Banking via Mobile App
Here’s a simple guide to login to your Citi Bank through the mobile app:
Step 1: Install the Citi Mobile Banking app from the Google Play Store or Apple Store.
Step 2: Open the app and click on the log in with the existing account, since you already registered.
Step 3: Fill in your user ID and password in the appropriate fields.
Step 4: Click the LOGIN button.
You’ve now successfully logged in to your account.
How to Reset Your Password Online via Mobile App
Follow these guides if you forgot your password and want to reset it through a mobile banking application.
Step 1: Fill in your user ID and click ‘forgot password’.
Step 2: Fill your debit/credit card number correctly.
If you forgot your Citi user ID or password, you’ll need your credit card number to retrieve it. If you linked your credit card account to your debit card, you’ll also need your debit card account information.
Enter your email address if you do not have a credit card or a bank account, or if you simply have a mortgage.
Common Banking Fees of Citi Bank
The Citi Bank website lists regular banking fees. Here are some:
Checking Account Fees
The monthly charge for a Citi checking account ranges from $10 to $30, depending on the package. Customers can open a checking account with Citi Bank by selecting one of five packages.
| Account | Monthly Service Fee |
| Citigold | Free |
| City Priority | $30 |
| The Citi Bank Account | $25 |
| Basic Banking | $12 |
| Access Account | $10 |
Monthly service fees are not required for all accounts. One feature that all of the accounts have in common is that they do not require a deposit to open.
Savings Account Fees
Citi’s savings account services, like its checking accounts, are divided into five packages from which consumers can select based on their savings objectives and needs.
| Account | Monthly Service Fee |
| Citigold | Free |
| Citi Priority | $30 (Savings and Linked Checking Account) |
| The Citi Bank Account | $25 |
| Basic Banking | $4.50 (Savings Account Only) |
| $12 (Savings and Linked Checking Account) | |
| Access Account | $4.50 (Savings Account Only) |
| $10 (Savings and Linked Checking Account) |
As we see above, Citi’s standard monthly savings account costs are $4.50, but they can be as high as $30 for accounts that are part of a package, or they can be waived entirely.
ATM Fees
Citi charges $2.50 for both foreign and local ATM use, which is noteworthy given that several banks charge $5 for ATMs used outside the United States.
If you withdraw cash from an ATM outside of the United States and Puerto Rico, you may be charged a 3% foreign exchange fee, depending on your account type.
Using Citi ATMs whenever possible is the simplest approach to avoid ATM fees. You may find the nearest Citi ATM by using the bank’s website or the mobile app.
Citi’s fees vary for each type of account. To know the details of the fees, make sure to directly contact Citi’s customer service by call or live chat on your Citi’s Mobile app.
Citi Bank Interest Rates
Below are the Citi Bank interest rates:
CD Interest Rates
| Account Type | APY* | Interest Rates |
| 3 month | 0.05% | 0.05% |
| 6 month | 1.10% | 1.09% |
| 9 month | 1.10% | 1.09% |
| 1 year | 2.75% | 2.71% |
| 2 year | 2.00% | 1.98% |
| 3 year | 2.00% | 1.98% |
| 4 year | 2.00% | 1.98% |
| 5 year | 2.00% | 1.98% |
18-Month Variable CD
| Account Type | APY* | Interest Rates |
| 18-Month Variable CD | 3.44% | 3.38% |
Insured Money Market
| Account Type | APY* | Interest Rates |
| Insured Money Market | 0.20% | 0.20% |
Saving Interest Rates
| Account Type | APY* | Interest Rates |
| Citigold® Private Client | 2.00% | 1.98% |
| Citigold® Account Package | 2.00% | 1.98% |
| Citi Priority Account Package | 2.00% | 1.98% |
| The Citibank Account Package | 2.00% | 1.98% |
| Basic Account Package | 2.00% | 1.98% |
| Access Account Package | 2.00% | 1.98% |
For the most part, Citi charges the same costs as other banks. Most of Citi’s fees are comparable to those of other large banks. However, unlike some other banks, Citi doesn’t charge for excess transaction fees.
Citi Bank Registration Reward
When new Citibank customers create a checking account – as part of an eligible account package, they could receive a bonus worth up to $2,000. Once they have made the required minimum deposit and have kept it for 60 days.
Customers of all income levels should be able to select an account that works for them with the Citigold® Account Package, Citi Priority Package, Citibank® Account Package, or Basic Banking Package — regular checking only.
How To Contact Citi Bank
Citi Bank’s customer support department can be reached in a variety of ways. If you prefer phone calls, you can reach them at:
- 1-888-248-4226 in the U.S. or Canada.
- 1-813-604-3000 outside the U.S. or Canada.
- 18001 0800 00 55 00 for individuals who are deaf or hard of hearing.
If you prefer to communicate via instant messaging, you can also use Citi’s online chat.
Routing Number: 21000089
Banks of Similar Capacity in the US
Check out the following banks if you’re still seeking a national bank in the United States that meets your needs:
All Bank of America, Chase, and Wells Fargo accounts have a monthly fee; the exact amount depends on the account’s balance.
Monthly fees at the Wells Fargo Savings account typically vary from $5 to $30. The monthly fees of a Bank of America Savings account range from $4.95 to $25. The Chase Premier Savings account includes a $25 monthly fee.
However, Wells Fargo’s tend to be less than those of the other two. It also offers more chances to have the fees eliminated.
To sum up, Citi has a lot to offer in terms of online and mobile banking, a wide range of accounts and products, and branch and banking availability. However, you should generally search elsewhere if you prefer a smaller bank with lower costs and lower minimum deposits.
Related articles on online banking login portals:
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- BB&T Online Banking Login
- BBVA Compass Online Banking Login
- CEFCU Online Banking Login
- Greekbill Online Login
Hope you’re able to locate the information you’re looking for on Citi Bank and its online services, including Citi online banking login, with the use of this article.
