Discover Bank Login – Complete Guide to their Online Banking

Last Updated on November 1, 2022 by Layanvi

Discover Bank has a mission to be the leading digital bank and payments partner for their customers. As an online bank, Discover Bank online banking became an essential service for their customers. With the Discover Bank login portal, all of their products and services became more accessible. It also allows customers to manage their bank accounts seamlessly, anytime and from anywhere they want.

To help you navigate the system, we have created a simple guideline on how to log in to the Discover Bank online banking login portal, reset your lost password or username, and open an account. We also provide their contact details and similar online banks that offer related products.

Website	https://www.discover.com/online-banking/
Headquarters	Locations
Routing Number	031100649
Swift Code	IRVTUS3N
Contact	1-800-290-9885
Discover Bank Mobile Banking	App Store | Google Play

How to Login to Discover Bank Login Portal

If you have enrolled in Discover Bank online banking, you can log in to it anytime and anywhere. All you need is your username and password. Follow the prompts below to log in to the Discover Bank login portal:

Step 1: Go to the Discover Bank login portal through this link.

Step 2: Click LOG IN on the top right corner of the homepage.

Step 3: Enter your User ID and Password. Then, select Banking and click Log In.

Now you can enjoy all the banking products and services Discover Bank has to offer online.

How to Reset Your Password on Discover Bank Login Portal

You may have problems recalling your password if you have multiple financial accounts online. If you forgot your password on Discover Bank online banking, follow the steps below to reset your password:

Step 1: Go to the Discover Bank login portal through this link.

Step 2: Click LOG IN on the top right corner of the homepage.

Step 3: Click the Forgot User ID/Password? link.

Step 4: Enter your Date of Birth, Social Security Number, and Mother’s Maiden Name. Click Continue.

From there, follow all the next steps to reset your lost password. If you need help during the process, call Customer Service at 1-800-290-9885 for technical support.

How to Recover Your Username on Discover Bank Login Portal

If you have trouble logging in to the Discover Bank online banking login portal because you have forgotten your username, no worries. Just follow the guidelines below to recover your missing username:

Step 1: Go to the Discover Bank online banking login portal.

Step 2: Click LOG IN on the top right corner of the homepage.

Step 3: Click the Forgot User ID/Password? link.

Step 4: Enter your Date of Birth, Social Security Number, and Mother’s Maiden Name. Click Continue.

Follow the next necessary steps to complete the recovery process. Once you get your user ID, you can re-login to the Discover Bank online banking login portal and gain access to all of the products and services.

How to Sign-up through Discover Bank Online Banking Login Portal

Opening Discover Bank online banking accounts is easy to do if you already have a bank account with them. The following guidelines will show you how to sign-up through the Discover Bank online banking login portal.

Step 1: Go to the Discover Bank online banking login portal.

Step 2: Click LOG IN on the top right corner of the homepage.

Step 3: Click Register Now.

Step 4: Enter the Last 4 Digits of Your Account Number, Date of Birth, SSN or Taxpayer ID, and Mother’s Maiden Name. Then, click Continue.

Step 5: Finish all the next steps.

Make sure to submit all the required information kindly. Once you’re done with all the steps, you’ve successfully signed up for Discover Bank online banking.

Mobile Banking Capabilities of Discover Bank

Discover Mobile Banking is a banking service that serves the banking needs of those who require high mobility. The services provided by Discover Mobile are non-cash ATM services. What are the features? Keep reading to find out.

• Transfer funds between Discover or external bank accounts,
• Deposit checks by snapping pictures of your checks,
• View your current balances without logging in with Quick Balance,
• Lock/unlock your debit card,
• Set up mobile alerts and notifications,
• Pay your bills securely with Online Bill Pay, and
• Locate the nearest branch and ATM.

With Discover Mobile, managing your bank account will be easier and more practical. Download the app today on App Store and Google Play.

How to Contact Discover Bank

There are two ways to contact Discover Bank, by phone or mail. The good news is Discover Bank Customer Service is available 24/7, 365, which means you can reach them anytime you want. Here we give you Discover Bank contact details:

PHONE CALL

Open an account or bank: 1-800-347-7000

TDD/TTY: 1-800-347-7454

Online Banking Technical Support: 1-800-290-9885

Discover Student Deposits Program: 1-800-767-7344

Account Agreement: 1-800-983-1245

Report phishing & fraudulent activity: 1-877-737-1931

Opening Bank Accounts for Trust: 1-866-515-5283

Identity Verification: 1-866-598-7726

Inactive Accounts: 1-888-204-8999

Outside the U.S.: 1-801-451-3737

MAIL

For checking and savings accounts

General Correspondence

Discover Bank

PO Box 30416

Salt Lake City, UT 84130

For new accounts and deposits

Discover Bank

PO Box 30417

Salt Lake City, UT 84130

For retirement accounts

New IRA Accounts, Contributions, and General Correspondence

Discover Bank

PO Box 30418

Salt Lake City, UT 84130

As an online-only bank, Discover Bank has no physical branches across the country. You can reach them either by phone or mail, whichever is best for you. Don’t hesitate to contact Discover Bank with any questions you may have.

Other Online Banks of Similar Capacity

Discover Bank offers personal banking, from savings to loans. One of the best products they have is an Online Savings Account. The Online Savings Account requires no minimum opening deposit, monthly fee, and account closure fee. This account has up to 2.35% APY with no minimum balance to earn interest. The number of withdrawals and transfers from this account is limited to a combined total of 6 per month.

If you’re still looking around for other online banks to establish your savings account, check the banks listed below.

• Quontic Bank
• Axos Bank
• Ally Bank

Let’s take a look at them!

Quontic Bank

As a member of FDIC, Quontic Bank is a digital bank with headquarters in Manhattan, New York. The bank was founded in 2009, and the customers have access to a network of over 90,000 surcharge-free ATMs nationwide. Quontic Bank has $1 billion in total assets.

High Yield Savings Account has a $100 minimum opening deposit and a $10 excess transaction fee for each transaction over six for pre-authorized withdrawals. There are no minimum balances to maintain and monthly maintenance fees. You’ll earn a 2.30% APY with interest compounded daily.

Axos Bank

Axos Bank is based in San Diego, California, and holds approximately $14 billion in assets. The bank operates in Ohio, Texas, Utah, Nevada, California, and Kansas. Because Axos Bank is a digital financial organization, its overhead costs are lower than traditional banks.

One of the best products they offer is a High-Yield Savings Account. This account has a minimum opening deposit of $250. After that, there will be no monthly fees and minimum balance requirements. You’ll earn a 0.61% APY at a balance of $0-$24,999.99. As for the balance of $25,000-$99,999.99, you’ll earn a 0.25% APY, and for over $100,000 the APY is 0.15%. Interest will be compounded monthly.

Ally Bank

Ally Bank is one of the largest full-service automotive finance operations in the United States and offers a wide range of financial services and insurance products. The bank has $182.2 billion in total assets. One of the best products they have is a savings account.

Ally’s Online Savings Account offers an APY of up to 2.35% and the interest is compounded daily. There will be no monthly maintenance fees and minimum opening deposit needed. There’s a limit of 6 withdrawals per statement cycle. After that, the excessive transaction fee is $10 for each transaction.

To sum up, Axos Bank’s savings account has the highest minimum opening deposit among them. Also, this account has the lowest APY, which is only 0.61%. Discover and Ally Bank has the highest APY, up to 2.35%. Also, Discover Bank has no minimum opening deposit, monthly fee, and account closure fee.

Related articles on online banking login:

• Bank of America EDD Sign In
• CEFCU Online Banking Login
• Greekbill Online Login
• BB&T Online Banking Login
• BBVA Compass Online Banking Login

Hope this article was useful and gives you all details about the Discover Bank login portal and how to navigate their online system. Feel free to contact us with any questions you may have.