Educational Employees Credit Union (EECU) is a not-for-profit financial organization based in Fresno, California. They’re focused on providing value through low loan interest rates and high savings rates. You can find all of the EECU products through the EECU login portal from the comfort of your home or on the go.
Founded in 1934, today, EECU is one of the largest Credit Unions in the U.S. and California with $4.6 billion in assets. All of their products and services can be accessed online through EECU online banking, without even going out to the branch.
Thus, this article will show how to navigate the EECU online banking login portal, so you can access all of the EECU products right on your gadget. Without any further we do, let’s check the guidelines below.
| Website | https://www.myeecu.org/dbank/live/app/login/consumer |
| Branch/ATM Locator | Locations |
| Routing Number | 321172594 |
| Contact | 559-437-7700 or 800-538-3328 |
| EECU Mobile Banking | App Store | Google Play |
Table of Contents
How to Login to EECU Login Portal
If you have registered for an EECU online account, follow the guidelines here to log in to the EECU online banking login portal.
Step 1: Open the EECU login portal through this link.
Step 2: Enter your Username and Password then click Login.
If there aren’t any issues, now you should be taken to your account’s dashboard.
How to Reset Your Password on EECU Login Portal
If you’ve forgotten your password while login into the EECU login portal, don’t worry we’ve got you covered. Here are the actions you’ll need to take:
Step 1: Open the EECU login portal through this link.
Step 2: Click the Forgot Login? link.
Step 3: Enter your Phone Number and Username. Click Send me a new password.
Provided you have given valid information, you’ll receive a temporary password sent by the bank. Use it to log in to the EECU login portal. Once you can access your account, you need to change your password for security purposes.
How to Recover Your Username on EECU Login Portal
If you haven’t accessed your online banking account for a very long time, no wonder you forget your username. But worry not for you can self-recover your lost username just in a few simple steps. Follow the prompts below:
Step 1: Open the EECU online banking login portal through this link.
Step 2: Click the Forgot Login? link.
Step 3: Click I forgot my username.
Step 4: Enter your Email then Send.
Make sure that your address is already added to your online banking account, so the bank can send your username to it.
How to Sign-up through EECU Online Banking Login Portal
At EECU, you can sign-up for online banking through the EECU online banking login portal on their website. All you need is your bank account information and follow these simple steps below.
Step 1: Open the EECU online banking login portal through this link.
Step 2: Locate the login box on the left side of the homepage.
Step 3: Click New User? Start Online Banking here.
Step 4: Fill out the Electronic Services Application by entering your name, account number, driver’s license number, address, city, state zip, phone number, and email. Don’t forget to confirm your email once.
Step 5: Tick the Online Access Home Banking column.
Step 6: Enter your account number and account name.
Step 7: Read and accept the Online Access & Online Bill Payer Agreement and Disclosure and the Electronic Funds Transfer Agreement and Disclosure Statement. Then, click Submit.
Follow all the steps given by the system until you finish the application. Then, use the username and password you got during the application to access the EECU online banking login portal.
Mobile Banking Capabilities of EECU
EECU Mobile Banking gives you access to financial services anytime and from anywhere you want. Just in a few taps on your phone or tablet, you can transfer money, deposit checks, and more. Here is what you can do with EECU Mobile Banking:
- Deposit checks for eligible customers,
- Transfer funds between accounts,
- Schedule and pay bills,
- View account balances,
- Apply for a loan,
- Track spending and create budgets with Money Management,
- Turn your card on/off, set spending limits, and more with Card Control,
- Set up account alerts and notifications,
- Find the nearby branches or ATMs, and
- Send a secure message to EECU Customer Service.
Enjoy everyday banking at home or on the go with EECU Mobile Banking and experience ease of use like never before. Available on App Store and Google Play.
How to Contact EECU
In case you want to dig deeper into the EECU banking products or you may not find the answer you’re looking for about EECU, you can contact them for immediate assistance. Here we provide EECU contact information.
Phone
559437-7700
800-538-3328
Mon-Fri 7 AM – 7 PM and Sat 9 AM – 1 PM
Personal Telephone Access
English/Spanish: 559-276-2265 or 800-649-4782
Report a lost or stolen ATM/Credit/Debit Card
Within the U.S.
1-800-538-3328
1-800-234-5354 (After hours)
Outside of the U.S.
00-1-515-457-2080
Call collect (Visa credit card only) +1-303-967-1096
info@myeecu.org (Don’t send personal and account information to an email)
Educational Employees Credit Union
P.O. Box 5242
Fresno, CA 93755
You can visit your local branch to meet them in person. Click here to see the address, contact, and branch hours.
Other Credit Unions in the State of California
As we mentioned above, EECU is focused on providing borrowing products with low-interest rates. EECU’s Personal Loan is one of their low-rate products. They offer 3 types of personal loans: Signature Loans, Student Personal Loans, and Share/Certificate Secured Loan. Signature Loans have up to 9 types of loans and you can select the loan that’s right for you.
E-Z Loan, as the name implies, makes it easy on you to borrow the cash you need. You can borrow up to $20,000 with APR as low as 6.50%. This loan has three terms: 12 months, 24 months, and 36 months. As for Signature Line of Credit, you can borrow up to $30,000 with APR as low as 12% and flexible terms.
However, if you still looking around for a credit union in California to find a personal loan, then check out the banks listed below:
To get clearer about each of their accounts, let’s check the comparison under the separate headers.
Alliant Credit Union
Alliant Credit Union is headquartered in Chicago, Illinois, and was founded in 1935. Alliant became one of the largest credit unions by asset size in the U.S. with $17 billion in total assets. The credit union is serving 700,000 members who can have access to over 80,000 surcharge ATMs nationwide.
Alliant Personal Loans have terms from 1 to 5 years. You can borrow from $1,000 to $50,000 with no prepayment penalties. For 1-year and 2-year terms, the APR is as low as 10.49%. As for terms of 4-year and 5-year, the APR is as low as 12.49%. There is no collateral required for these unsecured personal loans.
Golden 1 Credit Union
Golden 1 Credit Union was founded in 1933 in Sacramento. Golden 1 is one of the largest credit unions in the U.S. with assets over $18 billion. The credit union has more than 70 branches and Home Loan Centers across California.
A Golden 1 Personal Loan has flexible terms of up to 5 years, no collateral required, and no origination fee or prepayment penalties. The APR is as low as 6.49%, and the late payment fee is 5% of the past due amount or $15, whichever is greater.
The Personal Line of Credit has as low as 10.79% APR with credit extension from $500 to $30,000. Also, there is no collateral required and no prepayment penalties.
Star One Credit Union
With assets over $10.3 billion, Star One Credit Union is ranked 17th in total assets among nearly 5,700 credit unions nationally. Founded in 1956, Star One is headquartered in Sunnyvale, CA with six branches and over 118,000 members.
Star One Personal Loans has an APR range of 10.25%-14.25% and your APR is based on credit qualification. The maximum loan is $40,000 and the minimum is $1,000 with a maximum term of 5 years.
A personal Line of Credit has a 9.50% APR with the same loan amount and term as Personal Loan. The monthly payment is 2.5% of your current balance.
To conclude, Golden 1 has the lowest Personal Loan APR and Star One has the lowest Personal Line of Credit APR. Alliant allows you to borrow up to $50,000 which is greater than others. EECU offers a more varied Personal Loan, up to 9 types. With E-Z Loan, the APR is as low as 6.50% which is lower than Star One and Alliant.
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Hope this article was useful and gives you all details about EECU login procedures. Feel free to contact us with any questions you may have.
