Founded in 1890, Exchange Bank has 27 convenient branches spread across the state of California. As a community bank, Exchange Bank focuses on serving local customers with trusted banking and financial services. Exchange Bank online banking gives the local community secure and easy access to all of Exchange Bank’s products. By simply logging into the Exchange Bank login portal, you can get unlimited access to your money every day without going to the physical branches.
Exchange Bank has $3.54 billion in total assets. They offer personal and business banking services, including mortgages, home loans, savings, and more. Thus, this article will guide you to operate their online banking system, especially how to log in, reset your password/username, and enroll in Exchange Bank online banking. We also provide their contact details and recommendations for similar banks in the state of California.
| Website | https://www.exchangebank.com/ |
| Branch/ATM Locator | Locations |
| Routing Number | 121101985 |
| Swift Code | EXCNUS62 |
| Contact | 707-524-3000 or 800-995-4066 |
| Exchange Bank Mobile Banking | Apple | Android |
How to Login to the Exchange Bank Online Banking Login Portal
To access Exchange Bank online banking, you need valid login credentials. The guidelines here will show you to log in to personal online banking.
Step 1: Visit the Exchange Bank online banking login portal.
Step 2: Locate the login box on the left side of the homepage.
Step 3: Select Personal. Enter your Username and Password then Log In.
After the approval, you will be able to access Exchange Bank online banking and enjoy all the services offered.
How to Reset Your Password on Exchange Bank Online Banking
Have a problem remembering your password? Kindly follow the steps below to reset your Exchange Bank online banking password.
Step 1: Visit the Exchange Bank online banking login portal.
Step 2: Locate the login box on the left side of the homepage. Click I need to reset my password.
Step 3: Enter your Username then Submit.
After your username has been verified, you’ll proceed and reset your password in the next steps.
How to Recover Your Username on the Exchange Bank Login Portal
If you want to log in to your Exchange Bank online banking account and send money to one of your family members, but unexpectedly cannot remember your username, don’t worry. You can get your username back by calling Customer Service at 707-524-3000 or 800-995-4066.
Please note that Exchange Bank doesn’t have a self-serve recovering the lost username method. You must call the number above to get immediate assistance. They are available from Monday to Friday between 7:00 am and 6:00 pm, and Saturday between 8:30 am to 2:30 pm. You can also contact your local branch if you prefer.
How to Enroll in Exchange Bank Online Banking
Anyone who wants to enroll in Exchange Bank online banking, they’ll need their bank account information to begin the enrollment. Kindly follow the following steps to enroll:
Step 1: Visit the Exchange Bank online banking login portal.
Step 2: Locate the login box on the left side of the homepage. Click Enroll in Personal Online Banking.
Step 3: Enter your Last Name, Social Security Number, Date of Birth, Zip Code, and Requested Login ID. Then, click Continue.
You’ll be redirected to the next steps to formalize the enrollment process on the Exchange Bank online sign-in portal.
Exchange Bank Business
In this section, we cover how to login into the Exchange Bank Business login portal as well as how to reset your password on the site. Make sure your business transactions are running smoothly with online banking facilities.
How to Login to the Exchange Bank Business Login Portal
Business account users who want to access the Exchange Bank business login portal will also need the username and password. If you don’t have login credentials yet, visit your local branch to register for Exchange Bank business online banking. For existing users, kindly follow the prompts below:
Step 1: Visit the Exchange Bank business login portal.
Step 2: Locate the login box on the left side of the homepage.
Step 3: Select Business. Enter your Username and Password then Log In.
If legitimate, you’ll be redirected to your Exchange Bank online banking account dashboard.
How to Reset Your Password on the Exchange Bank Business Login Portal
In case you forget your password while logging in to the Exchange Bank business login portal, you can reset it in just a few steps. Follow the prompts to reset:
Step 1: Visit the Exchange Bank online banking login portal.
Step 2: Locate the login box on the left side of the homepage. Select Business then click I need to reset my password.
Step 3: Enter your Username then Submit.
Kindly finish all the next steps to reset your lost password. When you’re done, you can use the new password to access the Exchange Bank online sign-in portal again.
If you forget your username, call 707-524-3000 or 800-995-4066 for immediate assistance. Exchange Bank Customer Service will be available from Monday to Friday between 7:00 am and 6:00 pm, and Saturday between 8:30 am to 2:30 pm.
Mobile Banking Capabilities of Exchange Bank
Exchange Bank Mobile Bank is one of the Exchange Bank’s digital banking services that offers on-the-go banking experiences. Just in a few taps on your phone screen, you can do everyday banking easily anywhere and at any time. See what you can do with this app:
- Transfer money between accounts,
- Deposit checks with your smartphone or tablet camera,
- View account balances, recent transactions, and eStatements,
- Send and receive money with Zelle,
- Pay all of your bills securely, and
- Budget, track expenses, and build your credit.
Download and launch Exchange Bank Mobile Banking on your Apple or Android.
How to Contact Exchange Bank
Need more help or information? Exchange Bank will assist you with their Customer Service representatives by calling 707-524-3000 or 800-995-4066. They are available from Monday to Friday between 7:00 am and 6:00 pm, and Saturday between 8:30 am to 2:30 pm.
For toll-free automated telephone banking, dial 866-506-9583.
For reporting lost or stolen ATM/debit cards, please dial 800-236-2442.
For business online banking, call 707-524-3000 (Press option 1, then press option 3).
You can also visit or contact your local branch for assistance. Click here to find the nearby branches.
Other Banks of Similar Capacity in California
Exchange Bank offers both personal and business banking products, and one of them is checking accounts. For those who looking for a checking account that has rewards and interest, Premier Plus Checking may be the right choice for you. These account benefits are unlimited cashier’s checks, fee waived for incoming domestic wires, Premier Plus Rewards program, and fee waived for other select services.
There is a monthly maintenance fee of $20. But it can be waived with a direct deposit of $2,000 or more, combined average daily deposit balances of $25,000 or up, or combined loan balances of $25,000 or greater. With a minimum combined average daily balance of $25,000, you will earn a 0.25% discount on a new secured consumer loan or new Purchase Power Account, a bonus rate on a new or existing money market and savings account, and a $200 reward when you fund a new Exchange Bank mortgage.
However, if you still looking around for other banks that offer a similar checking account, check the banks listed below:
Let’s take a look at them!
HSBC Bank
HSBC Bank US is one of the nation’s largest banking and financial service organizations founded in 1865. The bank has its operational head office in New York City and its nominal head office in McLean, Virginia. HSBC Bank US has 361 branches and ATMs in 11 states, including 73 in California. The bank has over $2.9 trillion in total assets and offers banking and lending products for individuals and businesses.
HSBC Premier checking account has no minimum opening deposit, Insufficient Funds, and Unavailable Funds. You’ll earn interest of 0.01% with a balance of $5 or more, and it will be compounded and credited monthly. There is a $50 monthly service fee that can be waived with a balance of $75,000 in qualifying balances, monthly recurring direct deposits totaling at least $5,000 from a third party, or an original loan amount of at least $500,000.
Bank of America
Bank of America is one of the largest national banks in the United States. Based in Charlotte, North Carolina, Bank of America has over 4,000 financial centers and 16,000 ATMs in all 50 states. The bank has up to $2.16 trillion in total assets and offers a full range of banking and lending products, including checking, savings, mortgage, and more.
Bank of America Advantage Relationship Banking account requires a $100 minimum opening deposit and a monthly maintenance fee of $25. This fee can be waived if you maintain a combined balance of $10,000 or more in eligible linked accounts or enroll in Preferred Rewards. You’ll earn an APY of 0.01% for a balance of less than $50,000. If greater, you’ll earn up to $0.02% APY.
Wells Fargo
Wells Fargo has a corporate headquarters in San Francisco, California, and operational headquarters in Manhattan, New York. As one of the largest banks in the nation, Wells Fargo has over $1.94 trillion in total assets. Formed in 1852, the bank has up to 4,700 branches and 13,000 ATMs across the country. Wells Fargo provides both personal and business banking products, from banking to lending.
Prime Checking by Wells Fargo is best for those who want discounts, interest-bearing accounts, and fee waivers for many services. This account requires a minimum opening deposit of $25 and a $25 monthly service fee. The monthly fee can be waived with $20,000 or more in combined account balances. There’s no Wells Fargo fee for withdrawals or transfers at any ATM. U.S. and international surcharge fees will be reimbursed per fee period from ATM cash withdrawals by non-Wells Fargo ATM operators.
To sum up, HSBC Bank has the highest monthly service fee, up to $50 while the others are only $25. But, HSBC Bank has no minimum opening deposit requirement. Bank of America has the highest minimum opening deposit, up to $100. Bank of America and HSBC Bank have the same APY, but with Bank of America, you can earn more interest if you maintain greater balances. Exchange Bank has a lower monthly fee, which is only $20. Also, you’ll be qualified for the Premier Plus Rewards program and get many rewards to your account.
Related articles on online banking login:
- CEFCU Online Banking Login
- Greekbill Online Login
- BB&T Online Banking Login
- BBVA Compass Online Banking Login
Hope this article was useful and gives you all details about Exchange Bank’s online banking login procedures. Feel free to contact us with any questions you may have.
