Formed in 1933, Golden1 Credit Union is a not-for-profit financial cooperative that delivers financial solutions with value, convenience, and exceptional service to Californians. To continue its mission, Golden1 login is one of its convenient services where customers can easily access all of the Golden1 Credit Union’s products online.
As one of the largest credit unions in the United States, Golden 1 Credit Union offers a wide range of financial services, from banking to loans as well as planning and investment. Without going to one of their 70 branches, these products are accessible through Golden1 online banking. In this article, we will guide you to navigate the Golden 1 Credit Union login portal as well as to log in, reset your password, and enroll in online banking.
| Website | https://www.golden1.com/discoverg1/about-us |
| Branch/ATM Locator | Locations |
| Routing Number | 321175261 |
| Contact | 1-877-465‑3361 |
| Golden 1 Credit Union Mobile Banking | App Store | Google Play |
How to Login to the Golden1 Login Portal
To access the Golden 1 Credit Union login portal, please consider these login guidelines:
Step 1: Go to the Golden1 login portal through this link.
Step 2: Locate the login section on the upper side of their website.
Step 3: Enter your User ID and Password then Sign On.
After the approval, you will be allowed to access Golden1 online banking.
How to Reset Your Password on the Golden1 Login Portal
If you’re facing login errors while logging in to the Golden 1 Credit Union login portal, there’s a chance you’ve entered the incorrect password. Fortunately, you can reset your password directly from their system. Follow the prompts below:
Step 1: Go to the Golden1 login portal through this link.
Step 2: Locate the login section on the upper side of their website.
Step 3: Click Forgot Password.
Step 4: Enter your User ID then Next.
Step 5: Select a notification method to send your verification code.
Step 6: Enter your Verification Code then Verify.
After the system verifies your identity, you’ll be redirected to reset your password on the next screen. Once you’re done, kindly use the new password to access Golden1 online banking.
How to Recover Your Username on the Golden 1 Credit Union Login Portal
The steps you’ll take to recover your username are very simple. If you forgot your username, kindly follow the prompts below to recover it:
Step 1: Go to the Golden 1Credit Union login portal through this link.
Step 2: Locate the login section on the upper side of their website.
Step 3: Click Forgot User ID.
Step 4: Enter your Email and tick the captcha then Submit.
You will receive a User ID recovery email if your account information is correct. Then, kindly use it to access the Golden1 login portal again.
How to Enroll in Golden1 Online Banking
If you have a checking, savings, or loan account with Golden 1 Credit Union, you are eligible to enroll and access the Golden1 online banking services. Follow the steps to enroll:
Step 1: Go to the Golden1 login portal through this link.
Step 2: Locate the login section on the upper side of their website.
Step 3: Click Sign Up.
Step 4: Fill out all the required fields with your account information. Tick the captcha then Enroll.
Continue to finalize your enrollment on Golden1 online banking. If you need help during this enrollment process, call 1-877-465‑3361 for immediate assistance.
Mobile Banking Capabilities of Golden 1 Credit Union
Golden1 Mobile Banking can make busy people get access to their money and account 24/7. To be able to use the app, you must first enroll in Golden1 online banking. Here are some features you can get on the app:
- Transfer between eligible accounts,
- View account balances and transaction history,
- Pay your bills, schedule for later, and set up recurring payments,
- Manage your credit or debit card, and
- Set up alerts to stay on top of your account,
- Check your credit score,
- Deposit checks electronically, and
- Send, request, and receive money with Popmoney.
Download and launch Golden1 Mobile Banking on App Store and Google Play.
How to Contact Golden 1 Credit Union
If you don’t find answers to your questions or need assistance, contact the Golden1 Member Service Contact Center for further assistance. Here we provide their contact information.
Phone Number
Member Service Contact Center: 1-877-465‑3361
International: 1-916-732-2900
Lost or stolen cards: 1-877-465‑3361
Home Loans: 1-800-917-9000
Work Hours
Monday–Friday 7:30 AM – 6:00 PM Pacific Time
Saturday–Sunday 9:00 AM – 5:00 PM Pacific Time
Mailing Address
General Inquiries: Golden 1 Credit Union P.O. Box 15966 Sacramento, CA 95852-0966
Credit Card Payments: Golden 1 Credit Union P.O. Box 15318 Sacramento, CA 95851-0318
Overnight Payments: Golden 1 Credit Union 8945 Cal Center Dr., Sacramento, CA 95826
You can also contact or visit your local branch by making an appointment first. Click here to find a branch and its contact information.
Other Credit Unions Operating in California
California is a place where you can find lots of credit unions. From large to small credit unions are available for Californians. The most important thing is to choose your credit union wisely. Find the one that offers low fees and wise rates on their products. If you’re looking for a personal loan, Golden 1 Personal Loan may be your option.
This Personal Loan has no origination fee or prepayment penalty and collateral is required. You can get a flexible term of up to 60 months and a competitively low-interest rate. The APR is as low as 6.99%. The late payment fee is 5% of the past due amount or $15, whichever is greater.
In case you want to look at other credit unions that offer similar personal loans, kindly check the list below:
Let’s take a look at them one by one.
EECU Fresno Credit Union
EECU is a not-for-profit financial organization based in Fresno, California. Formed in 1934, today, EECU is one of the largest credit unions in the U.S. and California with $4.6 billion in assets. They offer 3 types of personal loans: Signature Loans, Student Personal Loans, and Share/Certificate Secured Loan. Signature Loans have up to 9 types of loans.
E-Z Loan, as the name implies, makes it easy on you to borrow the cash you need. You can borrow up to $20,000 with APR as low as 6.50%. This loan has three terms: 12 months, 24 months, and 36 months. As for Signature Line of Credit, you can borrow up to $30,000 with APR as low as 12% and flexible terms.
Alliant Credit Union
Alliant Credit Union is based in Chicago, Illinois, and was founded in 1935. Alliant became one of the largest credit unions by asset size in the U.S. with $17 billion in total assets. The credit union is serving 700,000 members who can have access to over 80,000 surcharge ATMs nationwide.
Personal Loan by Alliant has terms from 1 to 5 years. You can borrow from $1,000 to $50,000 with no prepayment penalties. There is no collateral required for these unsecured personal loans. For 1-year and 2-year terms, the APR is as low as 10.49%. As for terms of 4-year and 5-year, the APR is as low as 12.49%.
Star One Credit Union
With assets over $10.3 billion, Star One Credit Union is ranked 17th in total assets among nearly 5,700 credit unions nationally. Founded in 1956, Star One is based in Sunnyvale, CA with six branches and over 118,000 members.
Personal Loan by Star One Credit Union has an APR range of 10.25%-14.25% and your APR is based on credit qualification. The maximum loan is $40,000 and the minimum is $1,000 with a maximum term of 5 years. The monthly payment is ranging from $21.38 to $23.41 per $1,000.
To sum up, EECU Personal Loan has the lowest APR among them, while Alliant has the highest one. But, with EECU you can only borrow up to $20,000. Alliant gives you loan amounts of up to $50,000. Golden1 Personal Loan has a lower APR than Alliant and Star One, only 6.99%. Also, there is no origination fee or prepayment penalty and collateral is required.
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- BBVA Compass Online Banking Login
Hope this article was useful and gives you all the details about the Golden1 login portal and how to navigate their online system. Feel free to contact us with any questions you may have.
