M&T Bank Login Portal – Everything You Need to Know

Last Updated on October 18, 2022 by

Today, online banking has become an essential service for many bank customers around the world. M&T Bank understands its vital role and allows customers to take advantage of the platform through their M&T Bank login portal. M&T Bank offers both personal and business banking services.

This article will provide you with guidelines on how to navigate the M&T login portal. Whether you are a new user or a member of M&T Bank, you will need to know how to log in to your account. Keep reading to learn more.

m&t bank login logo

Website https://www3.mtb.com/ 
Branch/ATM Locator Location
Routing Number 022000046 (CT, ME, MA, NH, NJ, NY, VT)

031302955 (PA, DE)

052000113 (MD, VA, WA)

Contact 1-800-724-2440
M&T Bank Mobile Banking App iOS | Android

How to Login to M&T Bank Online Banking

To gain access to the M&T Bank login portal, you must have an internet-enabled device, which is a computer or a phone. Follow the steps below to log in to your account.

Step 1: Open the M&T Bank website through this link

Step 2: Click the Log In > button on the top right of the homepage.

m&t bank login button

Step 3: Choose either you’ll log in to your Personal/Business Banking or Commercial Treasury Center account. If you log in to your Personal/Business Banking, enter your User ID and Passcode. Then, click the Log In > button on the green box.

m&t bank login portal

Now, you can access all the M&T Bank online banking features.

How to Reset Your Password on M&T Bank Online Banking

You may have problems recalling your password when you have multiple financial online accounts. If you have forgotten the password, you can reset it so you can regain access to your M&T online banking account. Follow the step-by-step process below.

Step 1: Go to the M&T Bank website.

Step 2: Click the Log In > button.

m&t bank login button

Step 3: Click the Reset your M&T Online Banking passcode link on the left of the Log In box.

reset password link in m&t bank login portal

Step 4: Enter your User ID and Social Security number/Tax Identification Number in the respective fields. Then, click the NEXT> button.

reset password step 1 in m&t bank login

Step 5: Complete the other steps (Verify, Change Passcode, and Confirmation).

all steps to reset password in m&t bank login portal

You can either use your M&T Debit Card, Credit Card, Online Banking Security Questions or other verification methods to verify your identity. Once you have passed this step, you can change your password and confirm it.

How to Recover Your User ID on M&T Bank Online Banking

You can come across a situation where you have to transfer money to a family member, but suddenly you cannot log in to your account because you forgot your User ID. You can simply make a call to M&T Online Customer Service at 1-800-790-9130.

M&T gives you an easy and secure way to speak to its representative when you have some problem with your account. They will be available on Monday-Friday from 8 am-9 pm ET, and Saturday-Sunday from 9 am-5 pm ET.

How to Sign On to M&T Bank Online Banking

If you are a new user of M&T Bank online banking, keep reading to learn more about how to sign on to M&T online banking.

Step 1: Visit the M&T Bank official website through this link.

Step 2: Click the Log In> button.

m&t bank login button

Step 3: Click the Enroll in M&T Online Banking link.

enrollment link in m&t bank login portal

Step 4: Click the I’m Ready to Enroll> button on the green box.

i'm ready to enroll button in m&t bank login portal

Step 5: Choose your account type by clicking on its word(s).

select account type in m&t bank login portal

Step 6: If you choose the Personal account option, your screen will appear like this.

registration form screen in m&t bank login portal

Step 7: Fill in the fields carefully as instructed, such as Account Number, Social Security Number, and Date of Birth. You can also click the Debit Card Information option and enter your debit card number.

verify account for registration in m&t bank login portal

Step 8: Click Continue and finish each section until you reach Complete.

Once you have done so, an email and a phone confirmation will be sent to verify your enrollment application.

Mobile Banking Capabilities of M&T Bank

If you already have login credentials for M&T Bank online banking, you can use the same User ID and Passcode to log in to M&T mobile banking app. M&T Bank provides features that are designed to give you the details you need, such as monitoring your spending habits, and sending and receiving money quickly. Here are some features of the M&T Mobile Banking app:

  • Bill pay
  • Mobile check deposit
  • Internal transfers (transfers between M&T bank account)
  • External transfers or bank-to-bank transfers
  • Electronic statements and notices
  • Debit card management
  • Alert feature if you receive an online statement, such as bill pay

Download the M&T Mobile Bank app today and manage your money anytime. Available on iOS and Android.

How to Contact M&T Bank

If you have questions, M&T Bank has answers. Here we give you all information to contact M&T Bank.

Former People’s United Customers

Personal Banking Support: 1-800-414-9435

Business Banking Support: 1-866-632-4512

Business Banking

Business Banking Telephone Center: 1-800-724-6070

Checking, Savings & CDs

Customer Service: 1-800-724-2440

Online Banking Support: 1-800-790-9130

Health Savings Account: 1-877-682-4721

Credit Card

Credit Card Applications: 1-800-724-3222

Customer Service: 1-866-279-0888

Mortgage Servicing


Monday–Friday 8:30 am–9:00 pm ET

Mortgage Sales


Monday–Friday 8:30 am–9:00 pm and Saturday 10 am-2 pm ET

Student Loans

Sallie Mae: 1-866-322-3145

NELNET: 1-888-486-4722

PHEAA/AES: 1-800-233-0557

Home Equity Line of Credit (HELOC) Loans

HELOC Applications: 1-800-724-3222

HELOC Customer Service:  1-800-724-6444

Personal Loans (Installment)

New and Used Auto Loans: 1-877-686-8424

Marine and Recreation: 1-877-686-8424

Unsecured Loans: 1-877-686-8424

Cash-Secured Loans: 1-877-686-8424


Annuities, Life and Long-Term Care Insurance – Wilmington Advisors @ M&T: 1-800-724-7788

Personal Property Insurance – M&T Insurance Agency, Inc.: 1-800-716-8314


Wilmington Advisors @ M&T: 1-800-724-7788

Treasury Management & Merchant Services

Treasury Management Customer Service: 1-800-724-2240

ACH/Direct Deposit: 1-800-724-2240

Hope this section has helped provide you with the M&T Bank contact information you need. If you have any questions, don’t hesitate to reach out to them directly. You can also visit the local branch office to meet them in person.

Other Banks of Similar Capacity to M&T Bank

Founded in 1856, M&T is investing in the growth and sustainability of its diverse businesses and communities. M&T provides online services, such as checking, savings, and mortgages.

The bank offers up to four types of checking accounts. MyWay Banking is the basic checking account offered by M&T Bank. You’ll need a $25 minimum deposit to open an account, no overdraft fee, and $0 monthly fees that can be waived with one or more transactions each month, such as deposits or withdrawals. Otherwise, $25 will be charged.

If you are still looking for a bank with a similar capacity to M&T Bank, check out the banks below:

Here we give the information of similar banks.

Bank of America

Bank of America is headquartered in Charlotte, North Carolina, and is one of the most popular and well-known banks in the U.S. It has up to 4,300 branches and 17,000 ATMs across the country. The bank offers digital banking, checking, credit cards, and more.

The bank offers three checking accounts, such as SafeBalance, Advantage Plus, and Advantage Relationship. The Advantages Plus provides multiple ways to waive the $0-$12 monthly fee, including having at least a direct deposit of $250, maintaining a $1,500 minimum daily balance, or being enrolled in a Preferred Rewards savings account.

Capital One Bank

Founded in 1994, Capital One is headquartered in Richmond, Virginia, and is one of the largest banks in the United States. The bank has more than 755 branches and 2,000 ATMs. Capital One offers many banking services and products, including auto loans, savings, checking, and more.

As for checking accounts, the bank offers two types of them, 360 Checking and Money Teen Checking. The 360 Checking is a fee-free online account with a 0.10% APY and fee-free ATMs nationwide. There is no minimum deposit or monthly fee needed.

Valley National Bank

Valley National Bank is the best bank for customers who want to avoid account fees. The bank is headquartered in Wayne, New Jersey, and has approximately $24 billion in assets. Valley Bank offers both personal and business banking, such as credit cards, savings, IRAs, and checking.

They have up to five types of checking accounts. All Access Rewards Checking account has a minimum deposit of $100 to open them. You can earn $20 a month for one year, which is equal to $240 in a year. There are no Valley ATM fees, account fees, or transfer fees needed.

Capital One’s 360 Checking account may be your choice considering they give you up to 0.10% APY. Bank of America offers multiple ways to avoid monthly fees. M&T has the lowest opening deposit of other banks, which is only $25 to open a MyWay Banking account. Also, the monthly fees can be waived by making at least one or more transactions per month.

We hope the article gives you lots of useful information about the M&T Bank login process, including how to sign on to your account, and recover your passcode, and user ID.

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Don’t hesitate to contact us with any questions you might have.