Last Updated on October 31, 2022 by Layanvi
New York Municipal Credit Union has been serving its customers since 1916. Their mission is to ensure the complete financial security of their members and communities. To fulfill this glorious mission, NYMCU supports its customers by providing banking products with lower fees and fair rates. All of their products can be found online on the NYMCU login portal. Through the NYMCU login portal, you can start exploring all of these products or services on any of your digital gadgets.
Therefore, in this article, we will show you how to navigate the NYMCU online banking system. You can start on their homepage to log in or enroll in their online system. All you need to know about NYMCU is here, including their contact information and comparison notes related to other credit unions in New York. Just keep reading to learn more.
| Website | https://www.nymcu.org/ |
| Branch/ATM Locator | Locations |
| Routing Number | 226078036 |
| Contact | 212-693-4900 |
| NYMCU Mobile Banking | App Store | Google Play |
Table of Contents
How to Login to NYMCU Login Portal
It’s a simple process that only requires your login credential inputted accurately. When you have logged into your account, you can do a lot of things with it. Here are quick steps to log in.
Step 1: Go to the NYMCU login portal through this link.
Step 2: Locate the Digital Banking Login box on the left side of the homepage or Login In link on the top right corner.
Step 3: Insert your User Name and Password then click Login.
After following these instructions, you can access your account and all the NYMCU products and services available online.
How to Reset Your Password on NYMCU Login Portal
NYMCU online banking customers who have forgotten their password can reset it in minutes by following a few simple steps. Check the guidelines below:
Step 1: Locate the Forgot User ID or Password? link on the login box on the left side of the homepage.
Step 2: Click the Password? link.
Step 3: Verify your identity by inserting your Username, Social Security Number, and Email. Then, click Continue.
After verifying your identity, complete the next two steps given. Then, you will be able to reset your password and continue to log in to NYMCU online banking.
How to Recover Your Username on NYMCU Online Banking
Forgot your user ID on NYMCU online banking? If that’s the case, you can follow these simple guidelines below on how to recover your lost username.
Step 1: Locate the Forgot User ID or Password? link on the login box on the left side of the homepage.
Step 2: Click User ID.
Step 3: Submit your Account/Member/Number, SSN, Birth Date, and Email in the required columns. Then, click Continue.
Complete all the next three steps to recover your missing user ID. When you are done, you can log in to your NYMCU online banking account.
How to Enroll in NYMCU Login Portal
If you have an account with NYMCU and would like to enroll in their online banking, follow the highlighted steps below.
Step 1: Visit the NY Municipal Credit Union official website.
Step 2: Locate the Digital Banking Login box on the left side of the homepage.
Step 3: Click Register.
Step 4: Read and accept the Municipal Credit Union Online and Mobile Banking Agreement. Then, click Continue.
Step 5: Submit your Account/Member Number, SSN, Birth Date, and Email in the respective fields. Then, click Continue.
Step 6: To finalize your enrollment, you will need to complete four more steps. Submit all the required information carefully.
After the system approves your application, you’ll be able to log in to the NYMCU login portal using the user ID and password you created during the enrollment process.
NYMCU Mobile Banking Capabilities
NYMCU is proud to offer you a banking experience that makes your financial life easier than ever before. With NYMCU Mobile Banking, you can easily manage your money anytime and anywhere you want. NYMCU Mobile App allows you to:
- View your account balances without logging in with Mobile Express View,
- View transaction history and eStatements,
- Set up your budget and savings goals with the Budgeting and Savings feature,
- Set up alerts to get notified via text, email, or push notifications,
- Manage your debit and credit card with Card Management,
- Use Bill Pay to pay your bills virtually,
- Transfer money between eligible bank accounts, and
- Find the branches or ATMs near you.
Download NYMCU Mobile Banking on the App Store or Google Play and experience ease of use like never before!
How to Contact NYMCU
At NY Municipal Credit Union, their priority is providing a great customer experience. If you have any questions, need assistance, or have experienced a situation that didn’t meet your expectations, don’t hesitate to contact them directly. Here we provide NYMCU contact information.
24-Hour MCU Automated Service Touch Tone Teller
212-693-4900
800-323-6713 (Upstate New York)
800-323- 6713 (Outside of New York State)
Click here to find the menu options.
Online Banking
Support: 212-693-4900 (option 8)
Email: ebranch@nymcu.org
Municipal Credit Union
P.O. Box 3205
Church Street Station
New York City NY 10007
You can also visit or contact your local branches. Click here to find one.
Similar Credit Unions Serving New York
NY Municipal Credit Union is a not-for-profit financial organization owned by its members. As a Credit Union, NYMCU focuses on serving members, rather than on maximizing profit. NYMCU offers many products and services that give more favorable and fair rates and lower fees.
If you are looking for an auto loan, you may consider NYMCU. They offer low-interest rates and flexible terms to auto models of 2014 or newer.
The minimum loan amount for terms up to 72 months is $8,000 and $30,000 for 84-month terms. There are three terms of Auto Purchase: Up to 60, 60-72, and 72-84 months with APR as low as 2.54%, 2.94%, and 3.34% respectively.
The Auto Refinance also has the same terms with APR as low as 2.79%, 3.19%, and 3.59% respectively. The late payment fee is $25 and the maximum loan amount is $100,000.
In case you are still looking for another credit union as a place to get your dream car, here are three similar credit unions in New York that may match your needs.
Let’s explore the benefits of the same product from these credit unions!
Corning Credit Union
Corning Credit Union was founded in 1936. Today, CCU has assets of $2.3 billion and serves over 150,000 members in New York, North and South Carolina, and Pennsylvania. CCU has up to 20 branches and 41 ATMs. The CCU auto loan products have various car model years and loan terms.
The 2022 & Newer Model Year has four terms: Up to 36, 48, 60, 75, and 84 months with APR as low as 5.49%, 5.49%, 5.74%, 5.99%, and 6.49% respectively.
As for the oldest model, the 2011 & Older Model Year has three terms. They are up to 36, 48, and 60-month terms, and the APR is as low as 8.74%, 8.74%, and 9.24% respectively. The 76-84 month term is only available for loans $25,000 and over.
Jovia Financial Credit Union
Jovia Financial Credit Union was founded in 1938 by a group of teachers. JFCU has up to 21 branches and 24 ATMs across New York. The credit union has assets of $3.75 Billion as of December 31, 2020.
Jovia Financial will finance vehicles from 2012 and newer. The minimum vehicle loan amount for a 6-year term is $15,000, the minimum for a 7-year term is $25,000, and the minimum for an 8-year term is $30,000.
The 2019-2023 Model Year has eight terms: 12, 24, 36, 48, 60, 72, 84, and 96 months. The 12 to 60-month terms have a 5.140% APR. And for 72, 84, and 96-month terms APRs are 5.240%, 5.690%, and 6.690% respectively.
The 2012-2015 Model Year only has terms of up to 72 months. The 12 to 60-month terms have a 5.640% APR and the 72-month terms APR is 5.940%.
Navy Federal is one of the largest credit unions based in Vienna, Virginia. NFCU has $159.8 Billion in assets and up to 353 branches in the United States. Navy Federal is limited to military members and their relatives.
NFCU also offers auto loan products with various terms. The New Vehicle loans terms are up to 36, 36-60, 61-72, 73-84, and 85-96 months with APR as low as 4.54%, 4.74%, 5.04%, 6.94%, and 7.84% respectively.
The Used Vehicles are 2020 and older model years or any model year with over 30,000 miles. They have three terms: Up to 36, 37-60, and 61-72 months with APR as low as 5.44%, 5.74%, and 5.84% respectively.
To sum up, Corning has the highest rate for its old model of car, which is up to 8.75% APR. Jovia Financial offers much more terms for its new model auto loan. However, NYMCU provides the lowest rate between them, as low as 2.54% for terms up to 36 months, while NFCU offers as low as 5.44%. And the highest APR is only 3.59%.
For more banking reviews, check out these links on our website.
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- BBVA Compass Online Banking Login
Hope this article gives you clear information about the NYMCU login portal and how to navigate their online banking system. Contact us with any questions you may have.
