Prosperity Bank Login Portal – All You Need to Know

Last Updated on October 24, 2022 by

Prosperity Bank login portal allows customers to access their account information and enjoy banking services online seamlessly. Prosperity bank online banking provides full access to their banking products, such as real estate mortgages, teen checking, savings accounts, and many more. The services are convenient and secure, and give easy-to-manage bank account access 24/7, at home and on the go.

In this article, we will guide you on how to navigate Prosperity Bank online banking so you can take the benefits that Prosperity Bank has to offer.

Website	https://www.prosperitybankusa.com/Personal
Branch/ATM Locator	Locations
Routing Number	113122655
Swift Code	PROYUS44
Contact	1-800-531-1401
Prosperity Bank Mobile Banking	App Store \| Google Play

How to Login to Prosperity Bank Online Banking

As a customer, you can easily and securely log in to the Prosperity bank login portal. To log in, simply follow the steps shown below.

Step 1: Go to Prosperity Bank’s official website.

Step 2: Click SIGN IN TO ONLINE BANKING on the top right corner of the homepage.

Step 3: Enter your User ID and Password. Click SIGN IN.

Now you have successfully logged into your Prosperity bank online banking account.

How to Reset Your Password on Prosperity Bank Online Login Portal

Resetting your password is easy to do considering Prosperity Bank has made a simple self-reset procedure for their customers. Follow the prompts below.

Step 1: Click SIGN IN TO ONLINE BANKING on the top right corner of the homepage.

Step 2: Click the Forgot Password link.

Step 3: Enter your User ID and SSN/Tax ID Number in the required fields. Click Submit.

Follow as instructed by the page to finalize the remaining steps and reset your password.

How to Recover Your Username on Prosperity Bank Online

If you want to log in to your online account and transfer funds to your family member, but unexpectedly cannot recall your username, don’t worry. You can get your username back by calling Customer Service at 1-800-531-1401.

Please keep in mind that the bank doesn’t have a self-serve recovering lost username method. You must call the number above to get the assistance of the representative. They will be there to help you during business hours, Monday – Friday: 7 AM – 7 PM and Saturday: 9 AM – 5 PM.

How to Enroll in Prosperity Bank Online Banking

If you are interested in having a Prosperity bank online account, keep reading this simple guide to learning about how to open an account.

Step 1: Click SIGN IN TO ONLINE BANKING on the top right corner of the homepage.

Step 2: Click the Enroll link.

Step 3: Enter your account number/type, Social Security Number, first and last name, date of birth, email address, home phone, mobile phone, ZIP, and secret word in the respective columns. Then, click Submit.

To finalize the enrollment process, you need to do all the next required steps. Once you finish it, the bank will send you an email for successful registration on Prosperity bank online banking.

Mobile Banking Capabilities of Prosperity Bank

Prosperity Mobile Banking is a digital banking service that gives safety and instant access to your bank account 24/4 and fulfills your financial necessities. This Mobile Banking allows you to:

View account balance using the Fast Balance Widget without logging in to your account,
Take a picture of your check and deposit it into your account,
Use Zelle to send and receive money from anyone,
View spending reports, including creating a budget and savings goals,
Manage your card anywhere,
Pay bills, and
Transfer funds.

Get the convenience of any banking transaction in the palm of your hands with the Prosperity Mobile Banking app. Available for both iOS and Android users.

How to Contact Prosperity Bank

Need more help? Prosperity Bank will assist you with their professional associates at your local banking center.

During business hours, you also can reach one of their Customer Service Center representatives at 1-800-531-1401 or send an email to contactus@prosperitybankusa.com.

For International Callers, call +1 806-741-3302.

For reporting lost or stolen Debit Cards, call 1-800-531-140 during business hours.

Monday – Friday: 7 AM – 7 PM

Saturday: 9 AM – 5 PM

24/7 FastLine Telephone Banking: 1-800-687-7272. Click here to find out the FastLine customer options menu guide.

For online banking support or questions, you can call the local branch or Customer Service Center.

Banks of Similar Capacity in Texas

Prosperity Bank gives seven options for checking accounts. They provides two types of basic checkings, Simply Free Checking and e-Checking. Both have a $100 minimum opening deposit, no minimum balance, and unlimited check writing and withdrawals. The e-Checking has a $10 monthly fee that is waived if enrolling in eStatements or direct deposit.

They also provide 3 types of savings accounts with Prosperity Savings being the basic one. You’ll need $200 to open an account and a $200 minimum balance to avoid a $3 monthly service fee. It has a $3 withdrawal fee after three free times per month.

If you are still looking for other banks, here we give you three other banks that may suit you. Whether you want to open a savings or checking account, there are always options for you.

Let’s compare them one by one!

Comerica Bank

Founded in 1849, Comerica Bank has expanded across the U.S. and operates in Arizona, California, Florida, and Texas. The bank offers many products, including savings, checking, and loans.

Access Checking has a $50 minimum opening deposit and a $1,000 minimum balance to avoid a $13 monthly fee. Your account will be eligible for the monthly fee of a $2 discount as long as it is enrolled in paper statement suppression.

Their basic savings account, the Statement Savings Account has a minimum balance of $1 to obtain 0.01% APY and a $50 minimum opening deposit. However, you have to maintain a $400 minimum balance to avoid a $5 monthly fee. It has a $5 withdrawal fee after six free withdrawals per month.

IBC Bank

IBC Bank is a multi-bank financial holding company headquartered in Laredo, Texas. It has 167 facilities and 259 ATMs in Texas and Oklahoma. IBC Bank also provides currency exchange and same-day wire transfers for domestic and international travelers.

They offer a Free Checking account for customers. With $10, you can open an account with them. It also allows you to make various transactions at no additional cost and gives you a free debit card. Texas accounts will be charged an inactivity fee of $5 per month after 90 days without deposits or withdrawal transactions.

Their basic Savings Account is easy to open with only a $100 minimum deposit. It has a $5 service fee that is waived if you maintain a $500 daily balance or an average collected balance of $1,500. The interest rate is variable with a $500 minimum balance to obtain APY.

CIT Bank

CIT Bank is an online-only bank that offers a savings account with an APY that is higher than the national average. However, the bank has no branch in the state.

With as little as $100, you will be able to open an eChecking, get a free debit card, and a free ATM fee. You will earn a 0.25% APY if you maintain a $25,000 minimum balance. Otherwise, a 0.10% APY.

They have three types of checking accounts. However, you can boost your money with a Savings Connect account. It has a 2.70% APY, a $100 minimum opening deposit, and no monthly service fee.

To sum up, if you want to earn more money in your savings, CIT Bank may be the right place for you. The bank offers up to 0.70% APY, which is higher than the other three, but you need $100 to open an account.

Prosperity Bank gives the lowest monthly maintenance fees on their savings account. It can be avoided with a $200 minimum balance, which is lower than IBC Bank. It has a $3 withdrawal fee after the limit, while Comerica Bank requires a $5. The monthly fee is also lower than Comerica Bank and IBC Bank.

Prosperity only charges a $10 monthly fee if you don’t meet the minimum balance in your Simple Free Checking, while CIT Bank and Comerica Bank offer higher. There will be no minimum balance, unlimited check writing, and free withdrawals for both Simply Free Checking and e-Checking accounts.

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We hope this article gives you details of Prosperity online banking login portal. Please contact us with any questions you may have.