Founded in 1935, Madison-based Summit Credit Union is a member-owned financial cooperative that prioritizes the financial well-being of its members, female empowerment, and advances equity. As part of their goals, they utilize digital banking to build a better banking experience for their customers. By logging in to the Summit Credit Union login portal, you’ll get 24/7 access to your bank account and all of their financial services online.
Summit Credit Union operates 54 branches and 50 ATMs throughout the Wisconsin area. They offer banking, lending, investments, insurance, and business products. You can access all of these services on your gadget by simply logging in to their online system. This article will guide you on how to navigate Summit Credit Union online banking, including how to log in, reset your password, and register for their online system.
| Website | https://www.summitcreditunion.com/ |
| Branch/ATM Locator | Locations |
| Routing Number | 275979034 |
| Contact | 800-236-5560 or 608-243-5000 |
| Summit Credit Union Mobile Banking | App Store | Google Play |
How to Login to the Summit Credit Union Login Portal
If you have registered for Summit Credit Union online banking, follow the guidelines here to log in to the Summit FCU login portal.
Step 1: Visit the Summit Credit Union login portal through this link.
Step 2: Click Member Login on the top right corner of the homepage.
Step 3: Enter your Username then Log In.
Step 4: Enter your Password then Continue.
If there aren’t any issues, now you should be taken to your account’s dashboard.
How to Reset Your Password on the Summit Credit Union Login Portal
If you’ve forgotten your password while login into the Summit Federal online banking login portal, don’t worry we’ve got you covered. Here are the actions you’ll need to take:
Step 1: Visit the Summit Credit Union login portal through this link.
Step 2: Click Member Login on the top right corner of the homepage.
Step 3: Enter your Username then Log In.
Step 4: Click I forgot my password.
Step 5: Enter your Social Security Number and Account/Member Number then Continue.
Provided you have given valid information, you’ll be able to reset your password. Once you’re done, kindly use it to access your Summit Credit Union online banking account.
How to Recover Your Username on the Summit Federal Credit Union Login Portal
If you haven’t accessed your online banking account for a very long time, no wonder you forget your username. But worry not for you can self-recover your lost username just in a few simple steps. Follow the prompts below:
Step 1: Visit the Summit Federal Credit Union login portal through this link.
Step 2: Click Member Login on the top right corner of the homepage.
Step 3: Click I forgot my username.
Step 4: Enter your Social Security Number and Account/Member Number then Continue.
Make sure that you’ve given valid information so the system can verify your identity. Next, you’ll be redirected to recover your lost username.
How to Enroll in Summit Credit Union Online Banking
At Summit FCU, you can easily enroll in online banking through the Summit Credit Union login portal on their website. All you need is your bank account information and follow these simple steps below.
Step 1: Visit the Summit FCU login portal through this link.
Step 2: Click Member Login on the top right corner of the homepage.
Step 3: Click Enroll Now.
Step 4: Enter your Social Security Number, Account/Member Number, Birthday, and Last Name then Continue.
Follow all the steps given by the system until you finish the application. Then, use the username and password you got during the application to access the Summit Federal Credit Union online banking login portal.
Mobile Banking Capabilities of Summit Credit Union
Summit Credit Union Mobile Banking gives you access to financial services anytime and from anywhere you want. Just in a few taps on your phone or tablet, you can transfer money, deposit checks, and more. Here is what you can do with Summit Mobile App:
- Deposit checks with Mobile check deposit,
- Check your balances and transaction history,
- Transfer money between accounts,
- Send, request, or receive money with Zelle,
- Track your spending and budget goals,
- Pay your bills, and
- Find the nearby branches and ATMs.
Enjoy everyday banking at home or on the go with Summit Credit Union Mobile Banking and experience ease of use like never before. Available on App Store and Google Play.
How to Contact Summit Credit Union
In case you want to dig deeper into the Summit Credit Union banking products or you may not find the answer you’re looking for about Summit FCU, you can contact them for immediate assistance. Here we provide Summit Credit Union contact information.
| Call | Toll-free: 800-236-5560 Local: 608-243-5000 | Mon–Thu 7:30 am–7:00 pm Fri 7:30 am–6:00 pm Sat 8:00 am–1:00 pm |
| Lost/Stolen debit card & debit/credit card support | 800-236-5560 | 24 Hours a day |
| Loan Inquiries | 608-243-5000 or 800-236-5560 option 1 Loan fax: 608-243-5025 | Mon–Thu 7:30 am–7:00 pm Fri 7:30 am–6:00 pm Sat 8:00 am–1:00 pm |
| Teller Phone | Toll-free: 800-236-0985 Local: 608-245-5698 | 24 Hours a day |
You can also contact or visit your local branch to meet them in person. Click here to find the address and contact information.
Other Banks Operating in Wisconsin
As a not-for-profit financial organization, the credit union is the best place for you to establish your banking needs. Most credit unions offer low fees and fair rates on their banking and lending products. Just like Summit Credit Union, they offer a full range of financial products, including checking accounts. If you’re looking to maximize your money by avoiding check writing and overdrafts, Balance Account is the right option for you.
Balance Account only requires a $25 minimum initial balance to open. A $5 monthly service fee can be waived if the account holders are aged 17 and under or with 10 or more debit card purchases in a month and either a Summit student loan or Summit Student Rewards Visa credit card. There will be no overdraft fees, no debit card annual fee, and free 12 non-Summit ATM withdrawals for 12 each month.
In case you’re looking for other credit unions that offer similar checking accounts, you may want to check the listed banks below:
Let’s look at them one by one!
CoVantage Credit Union
CoVantage Credit Union is a financial institution based in Antigo, Wisconsin. The credit union has $3 billion in assets and serves over 140,000 members across 20 branches. Established in 1953, the financial cooperative serves members living in 30 counties in Wisconsin and three counties in Michigan.
CoVantage Credit Union’s Fee-Free Checking has no monthly service charge or minimum balance requirement. You will earn a 0.100% dividend rate and a 0.10% APY with a minimum daily balance of $500. Interest is credited to your account monthly. You’ll get a free debit card, no penalty, and free paperless statements.
Altra Federal Credit Union
Headquartered in Onalaska, Wisconsin, Altra Federal Credit Union is a financial cooperative for all kinds of banking services. The credit union was founded in 1931 and has over 900,000 members. They have 19 branch locations and access to 30,000 ATMs. Altra offers personal and business banking, lending, investment, and insurance services.
Free Checking by Altra Federal Credit Union has no minimum balance or monthly service fee. You’ll get free unlimited ATM withdrawals at Altra-owned ATMs and three free ATM withdrawals per month at non-Altra ATMs. After that, $1.50 per transaction will be assessed. Also, you’ll get free overdraft transfers from an Altra Line of Credit or HELOC.
Royal Credit Union
Royal Credit Union was founded on April 1964 by employees of the Uniroyal Tire Company in Eau Claire, Wisconsin. Today, they have grown to more than 200,000 members and $4 billion in total assets. Royal Credit Union is serving in West Central Wisconsin, Eastern Minnesota, and the Minneapolis-St. Paul Metro in Minnesota.
Royal Credit Union’s Smart Checking Plus has no minimum opening deposit. You’ll need to maintain a balance above $700 for the entire month to avoid a $10 monthly charge. This account gives you a dividend and an APY of 0.20%. Also, you’ll get 50 free checks for new accounts, free electronic or paper statements, and free unlimited check writing.
To conclude, all three credit unions have no minimum opening deposit. Royal Credit Union has a lower APY than CoVantage Credit Union, which is up to 0.20%. Summit Credit Union has a lower monthly service fee than Royal, only $5. Also, you can make up to 12 free withdrawal fees each month, while Altra only gives you three free withdrawals.
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Hope this article was useful and gives you all the details about the Summit Credit Union login portal and how to navigate their online system. Feel free to contact us with any questions you may have.
