TIAA CREF Login Portal – All You Need to Know

Last Updated on October 19, 2022 by

TIAA CREF is a financial organization designed for retired and active employees. Nowadays, it serves over 5M+ clients helping them manage their money and achieve their financial goals. Through the TIAA CREF login portal, you can manage your money and earn benefits from its online banking platform, anytime and anywhere.

To help you navigate online banking, we have created a simple guide on how to log in to the TIAA CREF login portal, reset your lost password or username, and open an account. Keep reading to learn about it.

tiaa cref login logo

Branch/ATM Locator Location
Routing Number 063000225
Swift Code EVBKUS3M
Contact 800-842-2252
TIAA CREF Mobile Banking App App Store | Google Play

How to Login to TIAA CREF Login Portal

In order to access all of the TIAA CREF services, first, you need to log in to your account. Follow the steps below.

Step 1: Go to the TIAA CREF official website via this link.

Step 2: Locate the login section on the upper side of the homepage.

tiaa cref login box

Step 3: Enter your User ID and Password.

tiaa cref bank login columns

Step 4: Click Log In. You may have to undergo a Security Check to verify you are human.

tiaa-cref login submitting

Always double-check that you have entered TIAA CREF login credentials correctly to prevent login failure.

How to Reset Your Password on TIAA CREF Bank Login Portal

If you have login failure, you may have entered the incorrect password. Don’t worry. TIAA CREF provides a self-reset service to reset your password just in minutes. Follow the instructions below.

Step 1: Locate the login section on the upper side of the homepage.

tiaa cref login box

Step 2: Click the Forgot Password link.

forgot password in tiaa cref login box

Step 3: Enter your User ID and click Next.

username column for resetting password

Step 4: Enter your Date of Birth for the first verification step. Click Next.

date of birth column for resetting password

Follow all the next required steps, then you will be able to set your new TIAA CREF login password.

How to Recover Your Username on TIAA-CREF Login Portal

TIAA CREF also provides a self-reset service to recover your username. Simply follow the steps below to retrieve your username.

Step 1: Locate the login section on the upper side of the homepage.

tiaa cref login box

Step 2: Click the Forgot user ID link.

forgot username in tiaa cref login box

Step 3: Enter the email you associated with your account and click Next.

email column for recovering username

The bank will send the user ID to your email address. Then, you will be able to log in to the TIAA CREF login portal again.

How to Open a TIAA CREF Login Account

Any TIAA-CREF customers who already have a bank account are qualified to open an online banking account. In this section, we will guide you to open an online account.

Step 1: Locate the login section on the upper side of the homepage.

tiaa cref login box

Step 2: Click the Need online access? link.

Step 3: Click Next.

Step 4: Enter your last name, date of birth, and last four digits of your SSN.

Step 5: Tick the reCAPTCHA column and click Continue.

Please note that there are other next steps to complete your registrations. Finish all the steps needed to get your login credentials for accessing the TIAA CREF login portal.

Mobile Banking Capabilities of TIAA-CREF

If you already have TIAA-CREF login credentials, you also can use them to log in to TIAA Mobile App. It provides features that are designed to manage your financial needs. Here are some features of TIAA Mobile Banking.

  • Using Peek View to check your balance without logging in first
  • Using your phone camera to make a check deposit
  • Pay bills
  • Send money to your family and friend with Zelle
  • Transfer funds between eligible accounts

You can download the TIAA Mobile App on Apple Store and Google Play.

How to Contact TIAA CREF

If you have questions regarding the TIAA CREF login portal or other service information, simply contact the bank to get assistance. Here we give you the contact information.

Main Phone Numbers of TIAA

General number: 800-842-2252

Para español: 800-842-2252

TDD/TTY: 800-842-2755

Fax: 800-914-8922

Retirement Accounts

800-842-2252 (Weekdays, 8 am – 10 pm ET)

Brokerage Services

800-927-3059 (Weekdays, 8 am – 7 pm ET)


888-882-3837 (Weekdays, 8 am – 8 pm ET, and Saturdays, 9 am – 7 pm ET)

You also can visit the nearby branch and meet the bank representative in person.

For more contact, click here.

Banks of Similar Capacity in New York

Besides TIAA-CREF, New York has lots of banks that you can choose to establish your banking services, such as IRAs, CDs, and checking accounts. In this section, we will provide three similar banks to the TIAA CREF Bank.

Let’s look at all three in detail!


If you are looking for an IRA account, HSBC Bank US may be the right place besides TIAA-CREF. HSBC offers two types of IRAs, Traditional and Roth IRAs. Both accounts allow the same maximum annual contribution, which is $6,000 for individuals, and $12,000 for married filing jointly. Roth IRAs do not offer tax-deductible contributions, while Traditional IRAs do it based on your income level.

Bank of America

Bank of America provides two options for its CD accounts, the Featured and Fixed Term CD Accounts. The Featured account has a $10,000 minimum opening deposit with 7 to 37-month terms. You will earn a $0.05-2.00% APY depending on your balance and term. As for a Fixed Term account, you only need a $1,000 opening deposit and can choose any terms between 28 days to 10 years. It has a $0.03% APY for all terms.

M&T Bank

M&T Bank offers its customers four types of checking accounts, EZChoice, MyWay Banking, MyChoice Plus, and MyChoice Premium. You can choose one of them that fits your needs. All of the accounts have no monthly service fees. But besides the EZChoice account, you need to maintain a certain daily balance to avoid monthly fees. Only MyChoice Plus and MyChoice Premium offer interest rates on their accounts.

If you are interested in establishing a CD account, Bank of America could be your alternative option since it has terms between 28 days to 10 years, while TIAA only has until 5 years. As for IRA accounts, you also can pick HSBC Bank US, or establish your free checking account in M&T Bank.

We hope this article was useful and gives you all the information on how to navigate the TIAA CREF login portal.

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