Last Updated on October 12, 2022 by
Wells Fargo Bank was founded by Henry Wells and William G. Fargo on On March 18, 1852, to help customers build businesses and manage money in a rapidly changing world. A lot has changed since 1852 when technology triggered new industries to grow and it has made communication and bank transactions faster than ever before. Today, Wells Fargo continue to provide innovative financial services to help customers get ahead in life. In this article, we will provide guidelines to help you login into your Wells Fargo login account as well as information about what type of services are provided by the bank online.
Website | www.wellsfargo.com |
Branch/ ATM Locator | Locations |
Swift Code | WFBIUS6S |
Routing Number | 121000248 |
Contact | 1-800-TO-WELLS (1-800-869-3557) |
Wells Fargo Mobile App | Google Play Store I Apple App Store |
How to Login
Step 1: Access the Wells Fargo website through this link. Step 2: On the left side of the web page, you’ll find the sign on box as shown below:
How to Reset Your Password on Wells Fargo Online
If you feel like you rarely utilize your Wells Fargo account, the chances are, that you will likely forget your account’s password. Therefore, you can follow this guideline of how to reset/recover your password. Step 1: Inside the Sign On box, click the Forgot username and password? button. You can also make an appointment to meet with the banker by clicking this link which will lead you to arrange your appointment online right away. To conclude Wells Fargo is a long-standing financial institution with a large surface area covered across the United States. Their huge array of services has been beneficial for customers coming from different walks of life such as children, teens, householders, college students, business owners, retirees, etc. Check out the links given below for related articles on our website.- Bank America EDD Sign In
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How to Recover Your Username on Wells Fargo Online
Some customers forgot their passwords, while others completely forgot their usernames. Therefore, follow this simple guide on how to recover user ID. The following steps are similar to how to reset your Password. Step 1: Click the Forgot username and password? the button underneath the Sign on button. Step 2: The website will direct you to the same page as before. Step 3: Insert your SSN or ITIN or your Username. Step 4: Lastly, click the continue button to proceed with your username recovery. Follow the instructions given by the system carefully to effectively recover your user ID.How to Enroll on Wells Fargo Login Portal
In this section, we will provide a simple guideline about how to enroll potential new customers. Step 1: Click the Enroll button next to the Sign-On button on the homepage.

Wells Fargo Bank Type of Accounts/Services
This section covers the services provided for personal and business clients of Wells Fargo. There is a wide array of services available such as savings, checking, card options, mortgages, loans, etc. Keep reading to find out more!Personal Banking
Personal Banking at Wells Fargo offers Checking, Savings and CDs, Credit Cards, and Personal Loans.Personal Checking
As the name suggests, banking is made easy with Personal Checking at Wells Fargo. Here are some of the options you can choose.- Clear Access Banking is ideal for customers who want to manage their money, including teens and students. This account also provides digital and debit card payments.
- Everyday Checking features check writing and it’s a great option for students.
- Prime Checking is ideal for customers who desire plenty of discounts and benefits plus fee waivers.
- Premier Checking is an interest-bearing account with premium discounts and fee waivers for specialized banking services and interest rate discounts on select new loans.
Savings and CDs
With personal savings, you can always set savings goals for your first home, dream wedding, or college fund for children. As a financial tool, it helps you to learn practical money-saving skills. Here are some of the savings options available:- Way2Save® Savings is a saving account that earns interest and allows you to save automatically.
- Platinum Savings is interest-bearing savings account with FDIC insurance protection up to the maximum limits. It can earn the Relationship Interest Rate when linked to an eligible checking account.
Credit Cards
Credit cards from Wells Fargo allow you to earn points on rent as well as give you cashback rewards. Here are some of them:- Wells Fargo Active Cash® Card allows you to earn unlimited 2% cash rewards on purchases and cell phone protection.
- Wells Fargo Autograph℠ Card that allows you to earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months.
- Wells Fargo Reflect® Card comes with 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. There is also an Intro APR extension of 3 months with on-time minimum payments during the introductory period.
Personal Loans
Loans from Wells Fargo are available to aid your house and vehicle financing. Some of these loans will give you reasonable interest. Here are some of them:- Home Mortgage Loans can help purchase your ideal house by selecting the ideal price that you can afford; checking the rate using the custom rate tool; applying online or talking to their consultant by calling 1-877-937-9357 or finding a mortgage consultant in your area.
- Auto Loans help you learn about vehicle financing. Your vehicle will be financed through an auto lender with more than 50 years of experience.
Small Business Banking
If you need Wells Fargo’s services to help you build your small business, you just made a great decision because Wells Fargo offers several types of services including Checking, Savings, Credit Cards, etc.Small Business Checking
Wells Fargo will ensure your small business always move forward with their small business checking accounts. Here are some of the options:- Initiate Business Checking is an ideal choice if you’re an ambitious business owner building a foundation, need reliable financial support, and have direct access to online and mobile banking.
- Navigate Business Checking is the best choice for evolving business owners adjusting to changes, desiring Relationship-based benefits, and increased financial activity.
- Optimize Business Checking is an ideal choice for all seasoned business owners who wanted Premium benefits.
Small Business Savings
Wells Fargo provides Business Savings to help maintain your small business stability. There are three types of accounts you can choose from:- Business Market Rate Savings is desirable for businesses with lower balances and just starting to save for unexpected expenses.
- Business Platinum Savings is for businesses with higher balances who typically looking to save for future expansion.
- Business Time Accounts (CDs) are an ideal choice for businesses looking to plan for the future by earning a fixed interest rate for a specific time.
Business Credit Cards
Wells Fargo has two types of business credit cards to help you earn cashback in every transaction. Here are some of them:- Wells Fargo Business Platinum Credit Card features no annual fee and no foreign transaction fees, plus it’s great for Businesses with annual sales of up to $2 million
- Wells Fargo Business Elite Signature Card features a $0 additional card fee and no foreign transaction fees, plus it’s terrific for Businesses that want to earn more valuable rewards.
Mobile Banking Capabilities of Wells Fargo
Customers can enjoy these types of Mobile Banking services to conveniently enjoy their banking accounts anytime and from anywhere.Wells Fargo Mobile® app
For mobile banking services, Wells Fargo will get you covered by providing you with the Wells Fargo Mobile® app. You can also check your account balances, pay bills, transfer funds, and find an ATM or branch location for a length of time. Feel free to enroll now through this link and download the Wells Fargo Mobile® app through the Apple App store or Google Play.Digital Wallets
There is also another mobile banking service called Digital Wallets. Digital Wallets is a way to carry your credit and debit card information in a digital form on your mobile devices Digital Wallets replace your actual card number with a digital card number to pay securely and confirm identity with a pin or fingerprint for ease of use. It’s accepted in many places. These are the mobile banking services you can enjoy with Wells Fargo.Common Banking Fees of Wells Fargo
In this section, we will break down Common Banking Fee in both Personal and Small Business Banking.Personal Checking accounts
All of these checking accounts provide monthly service fees ranging from $5 to $35 and $12 for deposited items. Please note that other fees are included.- Clear Access Banking will charge you $5 for Monthly Service Fee, $12 for each Cashed/deposited item that is returned, and $5 for each Money order (up to $1,000). Feel free to check this document for more information.
- Everyday Checking will charge you $10 for Monthly Service Fee, $12 for each Cashed/deposited item that is returned, and $10 for each Cashier’s check. Feel free to check this document for more information
- Prime Checking will charge you $25 for Monthly Service Fee and $12 for each Cashed/deposited item that is returned. Feel free to check this document for more information.
- Premier Checking will charge you $35 for Monthly Service Fee and $12 for each Cashed/deposited item that is returned. Feel free to check this document for more information.
Personal Savings Accounts and CDs
All of these savings accounts provide monthly service fees ranging from $5 to $12 plus methods you need to comply with in order to avoid these fees.- Way2Save Savings will charge you $5 of the Monthly service fee, however, you can avoid this fee by maintaining a $300 minimum daily balance or 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account or Primary account owner is 24 years old or under.
- Platinum Savings Account will charge you $12 of the Monthly service fee, however, you can avoid this fee by maintaining a $3,500 minimum daily balance.
Personal Credit Cards
All Credit cards will charge you 5$ for the balance Transfers fee or 3% of the amount of each balance transfer and 10$ for the Cash Advances fee or 5% of the amount of each advance.Small Business Checking accounts
For Business purposes, these checking accounts provide monthly service fees ranging from $10 to $75 and other fees included.- Initiate Business Checking Account will charge you $10 for Monthly Service Fee, a $15 wire transfer per wire for incoming domestic, and $12 for cashed/deposited items that are returned each. You can access this document for more information
- Navigate Business Checking Account will charge you $25 for Monthly Service Fee and $12 for cashed/deposited items that are returned each. You can access this document for more information
- Optimize Business Checking Account will charge you a $75 Monthly service fee for up to five Optimize Business Checking accounts and $12 for cashed/deposited items that are returned each. You may access this document for more information.
Small Business Savings Accounts
These business savings accounts provide monthly service fees ranging from $5 to $15 as well as methods of how you can avoid these fees.- Business Platinum Savings has a $15 monthly service fee, however, you can avoid this fee by maintaining a $10,000 minimum daily balance.
- Business Market Rate Savings has a $5 monthly service fee and you can avoid this fee by maintaining a $300 minimum daily balance.
Business Credit Cards
Wells Fargo Business Elite Signature Card will charge you a $125 Annual fee that is waived the first year. Make sure you pay attention to all of those fees before registering to any of these accounts to protect your finances.How To Contact Wells Fargo
General Banking: 1-800-869-3557 24 hours a day, 7 days a week Wells Fargo Online: 1-800-956-4442 24 hours a day, 7 days a week You can also make an appointment to meet with the banker by clicking this link which will lead you to arrange your appointment online right away. To conclude Wells Fargo is a long-standing financial institution with a large surface area covered across the United States. Their huge array of services has been beneficial for customers coming from different walks of life such as children, teens, householders, college students, business owners, retirees, etc. Check out the links given below for related articles on our website.- Bank America EDD Sign In
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